Rebirth of the Financial Crisis Sweeping the World

After being bored on the boss's chair for a long time, Wang Guanxi still couldn't figure out which bank to ask for a loan.

Wing Hang Bank, Bank of East Asia, and China Merchants Bank Wing Lung Bank are no longer able to lend.

"Now is the financial crisis, and banks are very strapped for funds. If you mortgage your equity, you can only borrow 50% of it."

"These 80 million shares of Amazon are worth US$4.16 billion, and a loan of US$2 billion is no problem."

"The key is which bank to mortgage to?"

"Ordinary small and medium-sized banks don't have that much money to lend to me, and they don't dare to lend that much money!"

Wang Guanxi felt that he could only find a big bank.

Soon he thought of someone.

This is a beautiful banker.

Zhang Xiaolei, vice president of Standard Chartered Bank in Hong Kong.

We had cooperated before when we acquired Jiehao Credit Company, a subsidiary of Jiehao Financial Group.

Wang Guanxi immediately called Zhang Xiaolei.

The call was connected after 5 minutes. The other party did not speak, so Wang Guanxi said: "Mr. Zhang, good evening."

At this moment, the Standard Chartered Bank Building was wearing a black women's suit and a black plaid shirt. The woman with light makeup gently put down the teacup in her hand, took her mobile phone out of the gap between her shoulder and her right face, and asked softly: " Sorry, which Mr. Wang are you?"

There were multiple Mr. Wangs on her phone, but she couldn’t remember who this one was.

Wang Guanxi said: "Black Shirt Group"

Zhang Xiaolei's eyes lit up. This Blackshirt Group is a well-known financial group in Hong Kong. She said in an awkward tone: "It turns out to be Mr. Wang from Blackshirt Group. Good evening."

She remembered a phone call between the two of them when they formed a good financial group to split up for auction. At that time, the Black Shirt Group was not as famous as it is now.

Blackshirt Insurance became famous after it shorted Hong Kong's HSBC Bank. Now HSBC's share price has fallen to HK$65 per share.

Basically, investors who hold HSBC Hong Kong shares in Hong Kong have suffered heavy losses.

Basically, black shirt insurance companies have very negative reviews in Hong Kong.

The Blackshirt Group has shorted American listed companies many times, and has been accused by Wall Street media of being an Eastern predator. She also accidentally saw a few reports.

I'm quite curious about this financial group.

She was even more curious about the boss behind it. Although she had known that the mysterious boss of the Black Shirt Group was very young, she had never seen it before.

Then she added: "It really surprises me that a financial tycoon like you suddenly called me. Is there something wrong?"

Wang Guanxi said straight to the point: "Mr. Zhang, I want to get a loan from your Standard Chartered Bank."

Zhang Xiaolei was stunned for a moment, then asked: "A financial group as big as your Black Shirt Group is also short of money now?"

Now is a period of financial crisis, and Standard Chartered Bank is also very short of money, and its market value has been falling.

It has shrunk from the previous high of HK$930 billion to today's HK$300 billion, and its market value has shrunk by a full HK$600 billion.

Everyone suffered heavy losses in the financial crisis, but Blackshirt Group is different. Blackshirt Group has been making money by short selling.

Are you short of money now?

Then she continued to ask: "Mr. Wang, has your Blackshirt Group lost money recently?"

She even suspected that the Black Shirt Group had lost money.

Wang Guanxi smiled and said: "That's not true, we made a lot of money.

It just didn’t close the position”

Zhang Xiaolei: "Oh, so that's it. Then you took out the loan to go short?"

This black shirt group likes short selling very much. They are famous short sellers in Hong Kong and specialize in short selling listed companies. She was particularly impressed by it.

Wang Guanxi: "I am taking a loan to invest, not to go short. I plan to pledge my equity to get a loan from Standard Chartered Bank."

Zhang Xiaolei asked: "Which company's equity is it?"

In the current financial crisis, banks are also short of money, and she will not lend money at will.

Normally, if you get a loan, you need to mortgage assets. Now during the financial crisis, you need to mortgage high-quality assets, assets with good liquidity, and assets that can be easily converted into cash.

If it's a hotel, a building, or a listed company stock with a small trading volume, or an unlisted company equity, that won't work either.

So be sure to ask clearly.

"Mr. Wang, this is a period of financial crisis, and your mortgage assets require high-quality assets that are easy to convert into cash."

At this time, Wang Guanxi smiled and said: "Mr. Zhang, don't worry, my assets are absolutely high-quality. They are Amazon's equity, 80 million shares."

"At Amazon's current stock price of $52 per share, these 80 million shares are worth $4.16 billion,"

Then Wang Guanxi said loudly: "Mr. Zhang, I want to borrow 2.5 billion US dollars."

Zhang Xiaolei quickly said: "Let me take a look at Amazon's stock price first."

As she spoke, she opened Amazon's stock price chart and looked at it carefully.

The stock price is still around US$52 per share, and the market value of the entire Amazon company is as high as US$26 billion.

If Wang Guanxi holds 80 million shares, it would be worth US$4.16 billion.

The weekly trading volume of Amazon's stock is tens of millions of shares, and the weekly trading volume is between US$1.5 billion and US$3 billion.

Very liquid assets.

However, if you want a loan of US$2.5 billion, it seems a bit much. Now is the financial crisis, and Standard Chartered Bank is also very short of money. If you loan US$2.5 billion, the funds will not be deposited in Standard Chartered Bank. This will undoubtedly reduce Standard Chartered’s Bank liquidity.

"It's better to be conservative with this loan. Although the interest rate for a loan of US$2.5 billion is very attractive and it will help my business, during the financial crisis, it is better to be cautious. US$2 billion is enough."

Thinking of this, Zhang Xiaolei said to Wang Guanxi on the phone: "Mr. Wang, with my current power, I can only give you a loan of US$2 billion."

Wang Guanxi was stunned and asked: "Can't it be 2.5 billion US dollars?"

He will also spend a lot of money to go to the United States this time, so the bigger the loan, the better.

Zhang Xiaolei smiled and said: "Mr. Wang, these 2 billion US dollars are already my highest authority."

Wang Guanxi: "Well, how about signing the loan agreement tomorrow?"

Zhang Xiaolei: "Okay, tomorrow at noon"

Wang Guanxi: "Okay, I will go to Standard Chartered Bank in person at noon tomorrow."

The next day, Tuesday, January 20th.

Wang Guanxi brought his lawyer to the Standard Chartered Bank Building.

"Hello, Mr. Wang, you really shocked me. I have never seen such a young super rich man." Zhang Xiaolei looked at Wang Guanxi's appearance, and her heart tumbled.

She is also a well-informed person. She has never seen any kind of person, but she has never seen such a young boy.

It really overturned her world view of more than thirty years.

"Hello, Mr. Zhang, this is our first meeting. I didn't expect that there is a beautiful banker like you in Standard Chartered Bank." Wang Guanxi shook hands with Zhang Xiaolei in a friendly manner.

Today she was wearing a tight-fitting black women's suit and a black and white plaid women's shirt underneath. She was elegant, kind and full of temperament.

Her nose is a bit tall.

Rumor has it that a thirty-year-old woman who likes to work and has a tall nose seems to be a bit. .

Strong physical desire.

I don't know if it's true.

Zhang Xiaolei said with a friendly smile: "I am in my thirties, how dare I talk about beautiful women?"

Wang Guanxi smiled and said: "Among the female executives of Standard Chartered Bank, you are the most beautiful."

"Thank you" Zhang Xiaolei said with a smile: "Please sit down"

Then Zhang Xiaolei asked her assistant to serve tea.

The two chatted while drinking tea.

Zhang Xiaolei asked: "Mr. Wang, are you still shorting HSBC?"

Wang Guanxi nodded: "Yes, I still hold a large number of short positions in HSBC Bank that have not been closed."

Zhang Xiaolei said in shock: "I didn't expect you were still shorting. I thought you closed your position when HSBC's stock price plummeted."

"This time HSBC's stock price fell below HK$60 per share, and now it has dropped to HK$58 per share. You must have a lot of floating profits on your books, right?"

Now the stock price of HSBC is getting worse and worse, and it keeps falling.

The market value has shrunk all the way, which really shocked her.

When Blackshirt Insurance Company was shorting HSBC, few people in Hong Kong were optimistic that Blackshirt Insurance Company could make money.

After all, HSBC is the N01 listed company in Hong Kong, a super blue chip stock. It is definitely irrational to short HSBC.

She was also very unattractive at that time.

Unexpectedly, HSBC's stock price kept falling, and Blackshirt Insurance Company won.

"You must have made tens of billions now, right?"

At this time, Wang Guanxi smiled and said: "Well, the floating profit must be more than 16 billion Hong Kong dollars."

Zhang Xiaolei was immediately surprised, with a congratulatory smile on her face: "Congratulations to you, it's really amazing. You made so much money by shorting HSBC, and you are the first one to appear in Hong Kong!"

Wang Guanxi smiled lightly: "It's just so-so, I'm just lucky."

Zhang Xiaolei immediately knelt down for Wang Guanxi.

The profit has exceeded HK$16 billion, is it still so-so?

Oh my god.

For her, this was a huge sum of money that was beyond her reach.

"Mr. Wang, you are so humble."

Then she asked: "Your Black Shirt Group didn't short our Standard Chartered Bank, did you?"

The share price of Standard Chartered Bank fell below HK$90 per share, and its market value continued to fall after the outbreak of the financial crisis.

It has dropped from HK$900 billion to HK$300 billion today, a total loss of HK$600 billion in market value.

Wang Guanxi smiled and said: "Is this true? We have no such plan."

Zhang Xiaolei smiled and said: "Fortunately you didn't do short selling."

"The financial crisis is very serious now, and many banks are suffering terrible losses. The Royal Bank of Scotland is in terrible shape today."

"Royal Bank of Scotland?" Wang Guanxi looked at the news and was suddenly surprised.

Royal Bank of Scotland said today that the bank's losses in fiscal year 2008 may reach up to 28 billion pounds (about 31 billion U.S. dollars), exceeding Vodafone's net loss of 22 billion pounds in 2006, setting the highest loss in British history.

The British government has proposed exchanging its preferred shares in the bank for common shares, a move that would increase the government's shareholding in the bank from 58% to 70%.

Royal Bank of Scotland's share price fell sharply 67% to 11.6 pence. This drop was the highest level since December 1988, and the bank's market value shrank to 4.6 billion pounds.

"This is so miserable." Wang Guanxi had forgotten about the Royal Bank of Scotland.

It's a pity, otherwise I could have made a lot of money from short selling.

He actually forgot about the Royal Bank of Scotland!

At this time, Zhang Xiaolei asked: "Are you short?"

Wang Guanxi shook his head: "There is no short selling, I have forgotten about it."

Zhang Xiaolei sighed: "I used a lot of my savings to buy the Royal Bank of Scotland at the bottom, and I lost 8 million pounds in one day. I'm so angry."

Previously, she went to hunt for the bottom because the share price of Royal Bank of Scotland plummeted. Unexpectedly, after buying the bottom, the share price halved again.

"Do you think the Bank of Scotland's share price will go up again?"

Wang Guanxi smiled and said: "Of course I will, I'm going to buy the bottom temporarily, but I have other investments."

"You can get rid of it after half a year or a year."

In fact, he wanted to buy the Royal Bank of Scotland at the bottom, but there were too many things going on, there were too many places to invest, and there were too many stocks to buy at the bottom in the future.

Maybe a short-term dip on Royal Bank of Scotland.

However, now is not the time to hunt for the bottom. Only when Fund No. 2, Fund 3, Fund 4, and Black Shirt Insurance Company have all closed their positions will they be able to hunt for the bottom.

At that time, it was the era of large-scale speculation. As long as you bought the bottom, you could make money.

Zhang Xiaolei said expectantly: "Then I've been holding it for a year and a half. Thank you very much, Mr. Wang. I've even considered stopping the loss. After listening to your advice, I plan to continue to hold it."

Wang Guanxi smiled and said: "That's good."

Then Zhang Xiaolei asked: "Mr. Wang, are you planning to buy the lowest stock in your loan of US$2 billion this time?"

Wang Guanxi shook his head: "I plan to do venture capital."

"Venture investment?" Zhang Xiaolei was stunned.

Wang Guanxi nodded: "Well, I will go to the United States in two days to invest in high-tech companies, Facebook, Tesla..."

Zhang Xiaolei: "So that's what it is."

After thinking for a while, she added: "I happen to be going to the United States for a business trip, that is, within the next few days, maybe we will be on the way."

Wang Guanxi smiled and said: "Mr. Zhang, we are just going together."

Zhang Xiaolei smiled and said: "I happen to have some investment questions to ask you for advice. It's really rare in the world to ask a financial genius like you."

Wang Guanxi smiled lightly and said: "I just have so-so results. I am just lucky."

Zhang Xiaolei knelt down in her heart again.

These are so many assets, are they still so-so?

Who can achieve such results at the age of 17 or 18?

It's rare in the world.

Then Zhang Xiaolei said: "Mr. Wang, let's sign the loan agreement."

"OK" Then Wang Guanxi mortgaged 80 million shares of Amazon to Standard Chartered Bank and obtained a loan of US$2 billion.

The US$2 billion in funds was directly transferred to the account of Fund No. 1.

With $2 billion in funding, Wang Guanxi is very excited.

"Mr. Zhang, happy cooperation." Wang Guanxi extended his hand, and Zhang Xiaolei shook hands with Wang Guanxi.

Wang Guanxi looked at this elegant and beautiful young woman and shook hands for a few seconds before taking it back.

It was a different experience than shaking hands for more than a second before, and I could feel the warmth coming from her hands.

In this lonely winter, it feels quite warm.

Then everyone went to a restaurant near the Standard Chartered Bank's big event to have lunch together.