Rebirth of the Financial Crisis Sweeping the World

Wang Guanxi leaned on the sofa chair, drank tea and milk, and thought about how to get money.

"It's impossible to get a mortgage, so we have to get a credit loan."

Then Wang Guanxi called Feng Shaokun.

Feng Shaokun on the phone: "Guan Xi, now I have no money and the loan cannot be issued. I still want to ask you to repay the debt."

"You have made a lot of money recently, right? The stock prices of HSBC, Citibank, and Bank of America are all falling."

"How come you have no money?"

Wang Guanxi said: "All my funds have been invested in the financial market, and I can't withdraw them for a while, so now I need a loan to acquire a bank."

Feng Shaokun: "I can't help you now. Wing Hang Bank is very strapped for funds and can't withdraw money. This financial crisis is really terrible. A bank we acquired before also caused us losses."

Wang Guanxi: "Okay, I'll call and ask Li Mingbin."

Soon the call came to Li Mingbin from the Bank of East Asia.

On the phone, Li Mingbin heard that Wang Guanxi wanted another unsecured loan. Now their Bank of East Asia has no funds. They had just loaned Wang Guanxi US$750 million before, but now they can't get the loan.

"Guan Xi, the financial crisis is very serious now. We, the Bank of East Asia, don't have any money to lend you money. We can lend you tens of millions of dollars at most. If it's more, we won't have it."

"Even if you mortgage your assets, we won't have the extra money to lend you hundreds of millions of dollars."

Wang Guanxi said regretfully: "Okay then, I'll think of a way."

After ending the call, Wang Guanxi leaned on the sofa chair and fell into deep thought.

“It’s really hard to do anything now that we have no money.”

“Are you just watching the curlies of Union Bank of India acquire Silicon Valley Bank?”

"Fuck, this won't work!" Wang Guanxi thought for a moment and said, "The worst thing is, I'll mortgage the Amazon stock first!"

He previously spent US$4 billion to buy 80 million shares of Amazon, holding 16% of the shares, becoming the second largest shareholder of Amazon.

Amazon's stock price currently stands at $52 per share.

80 million shares, valued at $4.16 billion.

In total, the 80 million shares held have a profit of US$160 million on the book.

If this stock worth US$4.16 billion is mortgaged to a bank, a loan of US$2 billion is no problem.

But Wang Guanxi will need to spend a lot of money to expand in the United States. When the time comes, Amazon's stocks will be mortgaged and come in handy.

If he wants to acquire Silicon Valley Bank now, Wang Guanxi doesn't want to mortgage his Amazon shares so quickly, for fear that he will be embarrassed if he doesn't have enough money after going to the United States.

Investing in Facebook, Tesla, and SpaceX may cost $2 billion.

"It's so difficult without money!" Wang Guanxi sighed.

At this time, the phone rang. It was Si Xiuming, the president of China Merchants Bank Wing Lung Bank.

After being connected, Wang Guanxi asked: "Brother Si, what's going on?"

Wang Guanxi and Si Xiuming had previously loaned US$300 million in credit, but it was still not enough if they wanted to acquire Silicon Valley Bank.

Si Xiuming said: "Guan Xi, come and have tea. I have the best West Lake Longjing here."

"Okay, I'll be there right away." Then Wang Guanxi arrived at Yonglong Building.

The two drank tea. Si Xiuming saw that Wang Guanxi was a little absent-minded, so he asked, "Guanxi, are you worried?"

Wang Guanxi immediately announced his intention to acquire Silicon Valley Bank.

It's a pity that there is no money.

Si Xiuming asked: "What is the current market value of Silicon Valley Bank?"

Wang Guanxi said: "It's about 1.2 billion US dollars. I plan to go to the United States immediately. This Silicon Valley Bank will be very helpful to my future industry in the United States."

"I plan to acquire 50% of its equity, but United Bank of India will bid for 50% of its equity, which should be more than US$600 million."

Si Xiuming thought for a while and said, "I will give you a loan and I will help you acquire it!"

Wang Guanxi was stunned and asked: "Really? I don't have any assets as collateral."

Si Xiuming: "It's okay. Just guarantee it with your Black Shirt Group. It's no problem if it's less than US$1 billion."

Wang Guanxi: "Okay, thank you!"

Although the equity of Silicon Valley Bank may be acquired at a premium, as long as it is within US$1 billion, it will be no problem.

Let’s hope that the highest offer from Union Bank of India is less than US$1 billion.

So at 8 o'clock in the evening, Wang Guanxi and his team of lawyers came to the Hong Kong branch of Legg Mason Group.

Jirayud Amin of Union Bank of India also came here with his lawyer.

The two happened to meet.

"Wang Guanxi, haha, I didn't expect you to actually come here!" Jirayu Amin asked with a smile: "Did you borrow money again? Just 300 million US dollars is not enough."

Wang Guanxi smiled: "It's only a few hundred million US dollars, I can borrow 1 billion US dollars casually!"

"One billion U.S. dollars?" Jirayu Amin chuckled.

Wang Guanxi had insufficient funds when he shorted Bank of America Corporation, and he relied on mortgaging the equity of Huntington Bank to make up for the funding gap.

Now you are brazenly saying in front of him that you can borrow $1 billion casually. If you can borrow $1 billion casually, will you mortgage the equity of Huntington Bank to us?

Thinking of this, he said in a contemptuous tone: "Wang Guanxi, just brag! What other assets do you have that can be mortgaged? You don't have any money, right?"

Wang Guanxi: "Do I need to brag to you? Just because you can't do it, doesn't mean I can't do it."

“Of course you can’t do it, don’t think others can’t do it either.”

Jirayu Amin: "I really think you can't do it. Wing Hang Bank and Bank of East Asia still have money to lend you? Haha, these two banks are now in trouble. You still owe them so much money. Give them back to others as soon as possible, don’t kill them.”

Wang Guanxi chuckled: "You understand again? Are you afraid that your United Bank of India is going to collapse?"

"Haha, do you know our United Bank of India?" Jirayud Amin pulled his long curly hair, glanced at Wang Guanxi contemptuously and said, "You still don't understand our United Bank of India and the strength behind it. , To be honest, at your level, you don’t have the strength to talk to our family on an equal footing.”

After finishing speaking, Jilayu Amin looked down with his eyes, seeming to be looking down at Wang Guanxi.

Wang Guanxi chuckled: "What qualifications do you have for a defeated enemy? Let me talk about your strength. The situation is that both your Union Bank of India and Imperial Bank of India have been crushed by me."

"Did you forget that Bank of America Corp.'s stock price fell below $10.00 a share last Friday night?"

"I don't know how much money you have lost on your books. What qualifications do you have to talk about your strength in front of me?"

When Jirayud Amin heard this, he immediately became angry. Now their United Bank of India has a floating loss of US$3.4 billion on its books, a heavy loss.

However, he said indifferently: "So what? What does that mean? This is just a temporary loss."

"This Bank of America Corporation is one of the largest banks in the world. I don't believe that its stock price will remain depressed."

"I am investing for the long term, not for the short term. What does this paper loss count?"

"If you have the guts, don't close the short list of Bank of America Corporation in the future!"

Wang Guanxi said with a smile: "Don't you hold 200 million shares of Bank of America? You should have a floating loss of nearly 3 billion U.S. dollars, right? Haha."

Jirayud Amin corrected: "Wrong, we had a floating loss of US$3.4 billion."

Wang Guanxi laughed and gloated: "I didn't expect to lose so much!"

Jirayud Amin gently shook his long curly hair and said in a calm tone: "Maybe a floating loss of 3.4 billion US dollars is a lot to you, but to me, Jirayud Amin, it is just a snap of my fingers. Just a moment”

Wang Guanxi is so angry and funny. The Indian Curly Hair TM has a floating loss of 3.4 billion U.S. dollars, but it’s such a pretentious way to talk back!

"Okay, you're awesome, let's see how long you can keep your words!"

Then Wang Guanxi said: "With so much money trapped in Bank of America, how much money does your Union Bank of India have?"

Jirayu Amin: "The spare funds we have are more than enough to acquire Silicon Valley Bank. What spare funds do you have?"

"Take it out and take a look, take a look at your loan records. Didn't you say you just casually said $1 billion?"

Seeing that Wang Guanxi remained silent, he continued to emphasize: "Post it and let me see which bank will give you a credit loan of US$1 billion!"

Wang Guanxi said calmly: "My credit loan is enough to defeat your United Bank of India's acquisition of Silicon Valley Bank!"

Jirayu Amin: "Okay, let me see how much money you borrowed to compete with me at Silicon Valley Bank."

"Let's go in and see who is more powerful." After Wang Guanxi finished speaking, he walked into the office, and Jilayu Amin followed.

Dusty Franco, head of Legg Mason Group's Asia Pacific, has just finished a phone call with chairman Bill Miller.

"Mr. Wang, you are here!"

"Mr. Jilayu Amin!"

After saying hello, everyone took their seats and then served tea.

Wang Guanxi said straight to the point: "Dusty Franco, don't be polite, let's just talk about the price."

Jirayud Amin was the first to say: "I will acquire 50% of the Silicon Valley Bank shares held by Legg Mason Bank at the market price!"

The market price is US$600 million.

He can still come up with the US$600 million without any pressure at all.

After saying that, he deliberately glanced at Wang Guanxi and said with a smile: "Mr. Wang, why do you want to add an extra 10 million US dollars?"

Wang Guanxi said directly: "I will buy it at a premium, US$700 million!"

When Jilayu Amin heard this, he felt extremely unhappy in his heart.

This Wang Guanxi actually raised the price by US$100 million!

Where is he?

I asked you to add 10 million, so it would be better for you to come directly with 100 million US dollars!

It was a slap in the face.

On the side, Dusty Franco and a series of Goldman Sachs Group executives also looked at Wang Guanxi with respect.

This comparison made Jilayu Amin feel the gap in his heart and became even more unhappy.

At this time, Wang Guanxi said with a smile: "Mr. Jilayu Amin, you can also add 10 million US dollars."

Jirayu Amin felt the ridicule, contempt in Wang Guanxi's words, and the strange anger in his heart, so he said: "750 million U.S. dollars, try adding another 50 million U.S. dollars, let me see how much money you have?"

Wang Guanxi couldn't figure out the maximum price of Jilayu Amin for a while, and his maximum price was only 1 billion US dollars. If it was more, China Merchants Bank Wing Lung Bank would not be able to apply for a loan, so he smiled and said: "Jilayu ?Amin, you can’t afford 800 million U.S. dollars? If I increase it to 800 million U.S. dollars, you’re going to withdraw?"

Jirayu Amin chuckled; "Then you can add more. Do you dare to claim 800 million US dollars!"

Wang Guanxi said calmly: "$810 million, I'll add $60 million!"

Jirayu Amin didn't expect that Wang Guanxi would really increase the amount to 800 million US dollars. He felt entangled in his heart and said: "830 million US dollars, I will give you another 20 million US dollars."

Wang Guanxi: "850 million U.S. dollars, I will give you another 20 million U.S. dollars."

The price is getting higher and higher, and executives such as Dusty Franco of Mosaic Group are dumbfounded.

All eyes turned to Wang Guanxi, and it seemed that Wang Guanxi’s status was higher than Jilayu Amin’s, which made Jilayu Amin even more unhappy, so he shouted: “900 million U.S. dollars, I’ll give you 50 million U.S. dollars! "

"If you have the guts, keep shouting!"

He was breathing heavily when he said this!

This time, an additional US$50 million was directly added, and the quotation was as high as US$900 million, which was already a 50% premium.

He didn't believe that Wang Guanxi still had so much spare money.

And Wang Guanxi said calmly: "I will add another 50 million US dollars, 950 million US dollars, you can try another 50 million US dollars."

As soon as these words came out, the executives next to me were stunned, and the lawyers were dumbfounded.

Dusty Franco and other executives looked at the big boss Wang Guanxi with more and more respect!

Jirayud Amin has become a foil. The Imperial Bank of India has trapped a large amount of funds in the Bank of America Corporation, with floating losses as high as 3.4 billion US dollars. This time, 900 million US dollars is already the limit of his quotation, and Wang Guan Xi’s offer was $50 million higher.

If he wanted to acquire it, it would probably cost 1 billion U.S. dollars. He immediately hesitated and hesitated.

Wang Guanxi said: "Jirayu? If Amin has no money, forget it. Let's call it 1 billion U.S. dollars. 1 billion U.S. dollars is just a round number."

As soon as these words came out, the people around him immediately knelt down.

Dusty Franco was even more shocked. He looked at Jilayu Amin and hoped that he would quote US$1 billion.

But Jirayu Amin clenched his fists, kept suppressing it, and said: "Wang Guanxi, don't be complacent. You just bought it at a high price. Silicon Valley Bank's stock price will definitely continue to fall in the future. You have to pay an extra US$350 million." , the loss must be tragic.”

He has given up on raising prices.

Wang Guanxi said calmly: "You don't need to worry about it. You just can't come up with 1 billion US dollars, so you are just making sarcastic remarks."

"You!" Jilayu Amin suddenly became angry, "Let's see, you just borrowed money to buy it!"

With that he left.

Then Wang Guanxi acquired 50% of Silicon Valley Bank from Legg Mason Group for US$950 million and became the controller of Silicon Valley Bank.

The current stock price of Silicon Valley Bank is US$22 per share, and it will still plummet in the future. Jirayud Amin is right about this, but after the financial crisis, the stock price of Silicon Valley Bank has been rising.

Future's stock price has reached US$550 per share, with a market value of US$30 billion.

Wang Guanxi’s investment was very profitable.

$950 million, 12 years later, worth $15 billion.

The rate of return is high, not counting dividends.

Of course, this investment was financed by a loan of US$950 million from China Merchants Bank Wing Lung Bank.

Wang Guanxi did not spend a penny on his own, which is equivalent to picking up money during the financial crisis. Especially the importance of Silicon Valley Bank to Wang Guanxi is irreplaceable in the short term.

"Mr. Wang, we have enjoyed our cooperation, and our chairman, Mr. Bill Miller, is very happy." Dusty Franco looked excited.

Wang Guanxi smiled and said: "It's a pleasure to cooperate. If you have any good assets in the future, you can contact me at any time."

"Okay." Then Dusty Franco's phone rang again. It was Bill Miller, the chairman of Mosaic Group.

Bill Miller wanted to talk to Wang Guanxi.

So Dusty Franco handed the phone to Wang Guanxi, "Mr. Wang, our chairman wants to talk to you."

"Okay" Wang Guanxi took the phone.

This Bill Miller is a big boss in the asset management industry and a big boss on Wall Street. The assets of Legg Mason Group exceed 900 billion US dollars.

That’s right, it manages US$900 billion in assets, which are distributed in global equity and fixed income markets,

Of course, the financial crisis caused the assets under their management to shrink severely. Coupled with the large number of redemptions from customers, the current assets have decreased by hundreds of billions of dollars, but they are still a giant in the asset management industry.

"Bill, hello Mr. Miller!"

Bill Miller was shocked by Wang Guanxi's young voice: "Hello, Mr. Wang, I've heard Dusty Franco talk about you a long time ago!"

"Now the Wall Street media are talking about the mysterious Oriental Crocodile. No one thought that the legendary Oriental Crocodile was so young."

Speaking of this, Bill Miller was also shocked inside.

When he was young and still in school, he was not that awesome and had to accept it.

Wang Guanxi smiled and said: "Mr. Miller, you are flattering me. My small achievements are nothing on Wall Street!"

Bill Miller exclaimed: "Mr. Wang, few of the younger generation on Wall Street have achieved as much as you."

Then the two chatted about Silicon Valley Bank.

Silicon Valley Bank, a California state-chartered bank established in 1983, is also a member of the U.S. Federal Reserve System and provides commercial and private banking products and services.

The bank also provides brokerage, investment advisory and asset management services.

It operates through three operating segments: Global Commercial Banking, Sapiens Private Bank and Sapos Capital.

The current stock price is US$22 per share, the total share capital is 54 million shares, and the market value is US$1.2 billion.

Although Wang Guanxi’s No. 1 Fund acquired 50% of Silicon Valley Bank’s equity from Legg Mason Group, Bill Miller still holds 10% of Silicon Valley Bank’s equity privately. He is the second largest shareholder of Silicon Valley Bank and also serves as CEO. Chairman of Silicon Valley Bank.

Now that Wang Guanxi has become the largest shareholder of Silicon Valley Bank, he naturally needs to step down as chairman.

At present, Mosaic Group still has many deposits in Silicon Valley Bank.

Bill Miller said: "Mr. Wang, now you are the controller of Silicon Valley Bank, but we hope we can continue to cooperate..."

Then he proposed to continue to establish executive directors. He also hoped that Wang Guanxi would not replace all the original management of Silicon Valley Bank.

Wang Guanxi accepted his proposal. Wang Guanxi was still very confident in the management of Silicon Valley Bank. He couldn't entrust someone who didn't understand to participate.

However, supervision is also very necessary. Wang Guanxi immediately asked Stephen Stano, chairman of Huntington Bank, to concurrently serve as a director of Silicon Valley Bank, and at the same time entrusted several financial officers to work at Silicon Valley Bank.

As for the CEO and chairman of Silicon Valley Bank, Wang Guanxi intends to select them from the management of Silicon Valley Bank.

Bill Miller immediately recommended a talent to Wang Guanxi.

Now the chief operating officer of Silicon Valley Bank, Greg Becker.

Greg Becker first joined Silicon Valley Bank in 1993 as a member of the Northern California Technology Group and has since held a number of executive and senior management positions, including as a Venture Capital Group Manager from 1999 to 2002 and as a Venture Capital Group Manager from 2002 to 2003. Served as chief financial officer and chief operating officer from 2003 to present.

Wang Guanxi said: "Let him come to Hong Kong to see me, and I will talk to him personally."

Bill Miller: "OK, I'll give him a call right now"

"By the way, Mr. Wang, when you come to the United States, remember to come to our company headquarters. I heard that you are still the major shareholder of Amazon. We can cooperate more."

"Okay, after I have arranged some things, I will go to the United States in a few days. We will talk then." After ending the phone call, Wang Guanxi returned to the Blackshirt Center.

This acquisition of Silicon Valley Bank can be said to be a very critical layout.

Banks in the United States are now easy to acquire.

Now he already owns two small and medium-sized banks in the United States. In the future, the market value of both banks will exceed US$25 billion.

And Wang Guanxi's acquisition of the two banks was entirely funded by loans. It's great to use money to make money.

At this time the phone rang, it was an unfamiliar number.

After the call was connected, a middle-aged man's voice came from the phone. The other party said directly in Chinese: "Hello, is this Mr. Wang?"

Wang Guanxi didn't expect that this man's Chinese was quite fluent, so he said, "Yes, you are?"

The man said: "Mr. Wang, I am Greg Becker, the chief operating officer of Silicon Valley Bank. Chairman Bill Miller called me just now and said that you wanted to see me and asked me to come to you."

He also knew that the controlling shareholder of Silicon Valley Bank had changed, from Legg Mason Group to a Hong Kong tycoon, but he did not expect that the tycoon's voice was so young, which really shocked him.

Wang Guanxi nodded: "Yes, come to Hong Kong and let's have an interview."

Greg Becker said: "Okay, Mr. Wang, I am on a business trip in Singapore now and can fly to Hong Kong tomorrow."

"OK, then come to the Black Shirt Center tomorrow afternoon!"

"OK!"

The next day, January 19th, Monday.

3pm,

Greg Becker came to the black shirt center, wearing a black suit, black tie, and short black and white straight hair, looking very strict.

"Mr. Wang!"

He had just flown in from Singapore and hurried to the Black Shirt Center to meet the new boss.

But when I saw the real person, I was shocked.

So young, it's incredible.

Wang Guanxi smiled lightly: "Sit down."

Greg Becker sat down, straight.

I came here this time to interview with the new boss, and successfully, he will be the CEO and Chairman of Silicon Valley Bank!

Failed, still COO.

Underneath his rigorous and calm appearance, he is actually very nervous, fearing that he will not perform well.

Wang Guanxi said: "Mr. Greg Becker, tell me your future plans after becoming CEO."

Greg Becker thought for a while and expressed his ideas.

Silicon Valley Bank is a "special" commercial bank in the United States. As a commercial bank, Silicon Valley Bank is mainly engaged in loan business in the United States. As more and more emerging companies find Silicon Valley Bank before finding VCs, Silicon Valley Bank is also increasingly becoming one of the in the VC industry.

Greg Becker plans to make Silicon Valley Bank's main business into commercial lending and investing in VC in the future, and then VC will invest in emerging companies.

He intends to focus his main attention on the industries of technology and life sciences, and mainly invest in start-up companies that have entered the product testing stage.

At the same time, a multi-party service platform is built in the United States. In addition to supporting startup companies in commercial banking services such as deposits and loans, it also develops businesses that support the development of startup companies, such as asset appraisal services, private equity capital, global networks, technical services, trade financing, Personal banking and investment banking services.

Entrepreneurs need capital to turn good ideas into good products and companies, but commercial banks are rarely willing to deal with entrepreneurs, thus leaving a market gap. This market gap is the market of Silicon Valley Bank!

After hearing this, Wang Guanxi was very satisfied.

Greg Becker is truly a top talent.

It seems that he will also become the CEO of Silicon Valley Bank in the future, allowing Silicon Valley Bank to develop rapidly and become a bank with a market value of US$30 billion.

Very well done indeed.

Wang Guanxi said: "From now on, you will be the CEO and chairman of Silicon Valley Bank, with an annual salary of US$5 million plus bonuses."

Greg Beck immediately became excited and said gratefully: "Thank you, BOSS!"

"I will not let you down, I will take Silicon Valley Bank to new heights"

This salary is several times higher than the current salary. He has reached the sky in one step and has become the CEO and chairman. He can show his talents and realize his own life value.

Wang Guanxi nodded: "Well, I will run Silicon Valley Bank according to your concept, and you will also serve as the deacon of Huntington Bank."

"This Huntington Bank is also a bank I control."

Greg Becker was shocked. He didn't expect BOSS to have a bank in the United States. He naturally knew that Huntington Bank was a famous bank in Ohio.

Now it has become a bank under BOSS.

And this BOSS is still a high school student, and he also owns a financial consortium in Hong Kong.

"BOSS, you have achieved such wealth at such a young age. There are not many people in the world who can compare with you."

He couldn't help but exclaim.

Wang Guanxi smiled lightly: "This is just a small achievement, nothing like it."

Greg Beck was stunned and knelt on the ground. One can only imagine how ambitious his boss was.

Compared with him, the gap is like a chasm.

He feels that his boss will become No. 1 on Forbes list in the future.

The two chatted, and Wang Guanxi asked Greg Becker to return to the United States tomorrow, and then help him find some technology companies in California to make venture capital.

Greg Becker asked: "BOSS, when will you go to the United States?"

Wang Guanxi: "After I arranged some things, I went to the United States to do venture capital. After all, I like investing in high-tech companies, especially Internet-related high-tech companies."

"You can go back to California to take office tomorrow, and remember to help me contact the founders of those technology companies."

Greg Becker: "Okay BOSS, I'll fly back to California tonight"

California refers to California, where Silicon Valley has countless technology companies, and he needs time to find them.

"Well, very good" Wang Guanxi nodded.

Then in the evening, after everyone had dinner, Wang Guanxi arranged a car to take Greg Becker to the Hong Kong International Airport.

Before leaving, Greg Becker solemnly said: "BOSS, I will arrange everything before you come to California."

Wang Guanxi nodded, and then he remembered the phone call again. It was from Jennifer Lawrence in Ohio.

Jennifer Lawrence resigned from her agency after returning to Ohio with her mother.

Currently unemployed, she has not yet decided whether to come to Wang Guanxi's GBE Group or work at Huntington Bank.

"BOSS, I have resigned. When will you come to Ohio? Let's go play together."

She is only 18 years old, and now she wants to have fun more.

After recently leaving her job at a brokerage company, she was very idle and didn't know what to do. She didn't want to work in a bank, which was quite boring.

Wang Guanxi said: "I will go to Ohio in a few days."

Jennifer Lawrence asked: "When is that day?"

Wang Guanxi said: "Before the end of January."

Now he has no money. He has to invest in many companies in the United States and needs to scrape together money.

"Well, okay, then I'll wait for you in Ohio." Jennifer Lawrence was very excited. Now she was really not interested in any kind of work, she just wanted to play with the boys she liked.

Thinking of this, she couldn't help but say: "BOSS, there are many fun places here, Brandywine Falls, Hocking Hills National Park..."

"You will definitely like this"

Wang Guanxi smiled and said: "Well, I will live in Ohio forever from now on."

Jennifer Lawrence: "It's very spacious here. It's so sparsely populated that you could build a large manor."

Wang Guanxi suddenly felt that it made sense. He could buy large areas of private land and build large estates and ranches... to establish schools, hospitals, and scientific research institutions.

These can be done in the name of charitable funds or non-profit organizations, which can avoid various taxes and fees.

We chatted for a few more minutes and ended the call.

Wang Guanxi pondered.

"This trip to the United States requires at least US$2 billion. Where can I get a loan?"