Silicon Valley

The emergence of Yu'E Bao made all major banks in China feel a deep chill, and they held meetings to discuss countermeasures. Tianhong Fund also immediately changed from a little-known small fund management company to the largest fund management company in China, which shocked the entire industry.

A week later, the amount of Yu'e Bao exceeded RMB 400 billion, and the number of customers reached 83.49 million!

Major media around the world are reporting on Alipay and Yu'e Bao. The success of Yu'e Bao is one of the best examples of Internet finance, which has attracted global attention. At the same time, the investment boom in Internet finance has ushered in! Countless companies will follow suit and set up similar Internet sites!

At this time, Alipay established the parent company - Ant Financial Services Company!

"Although ants are small, they can accumulate sand and form towers that can shake the sky!!!"

At the same time as the establishment of Ant Financial Services Company, a new function was launched on the Alipay software-Ant Borrow! As long as users who open stores or consume on Taobao, Amazon, eBay, and Alibaba can obtain corresponding Ant credit points according to the sales or consumption situation, the points can reach a certain level and can be used for online loans!

Ant Lending Bar uses big data to analyze the repayment ability and credit of each user. There are no complicated procedures. You can apply for a loan on the same day and get a loan on the same day. The loan interest rate is much lower than that of banks, and the lowest interest rate is less than 0.02%. The loan amount can range from 1,000 to 100 million!

Once the Ant Lending Bar was launched, it was like dropping a bomb on a calm lake, causing a huge sensation and really frightening the banks!

What do banks mainly rely on to make money? Isn't it just a loan?

Yu'ebao robs bank depositors, and Ant Borrower robs bank loans. This is pushing the bank to death!

Bank loans are notoriously difficult. When people take out loans, they have to show proof of income, whether they have real estate or a car, and the procedures are complicated. How can it be convenient for ants to borrow.

"Damn, Ant Borrower can really get a loan. My loan amount is up to 50,000 RMB! It's very difficult to get a loan from the bank next door. Last time I went to the bank to get a loan, the bank manager asked this and that, and so on." I get annoyed when I think of the mocking face! Support the ants to borrow!!!" A middle-aged uncle said very indignantly.

"Oh, my online store is preparing to expand the scale, the only thing missing is funds. Haha... Ant Borrower is really timely!!!"

"I just had a car accident and I need money urgently. If I go to the bank for a loan, the day lily will be cold after all kinds of audits are over, so I can afford it! It's better to borrow money from Ant, apply on the same day, get the loan on the same day, and even In less than an hour, the money arrived in the account, give Ant Credit a thumbs up!!!" A man in his 20s and 30s was lying on a hospital bed and posted a comment on the Internet with a Xiaomi smartphone.

"Damn it, why didn't Ant Borrower launch it sooner? I just got a loan from the bank. The interest rate is as high as 6.23%. The middle-aged man with a big belly beat his chest and sighed!

"Are bank loan interest rates so high?!"

"Nonsense, how do banks make money with low loan interest rates?!"

"..."

Not long after "Ant Borrower" was launched, a large number of people borrowed money from Ant Borrower.

In one day, Ant borrowed a loan of 14.3 billion yuan.

Now, the amount of Yu'ebao is increasing, and the number of people borrowing from Ant's borrowing bar is also increasing. A financial storm has swept the entire Chinese financial market, and the status of banks has been challenged most severely in history.

Within two days, Ant Financial announced that transfers using Alipay or Yu'e Bao will have zero handling fees!

At this time, transfers between banks require handling fees and are very expensive. 100 yuan, the bank charges 2 yuan, it's too fucking cheating, isn't it a little crazy to make money like this? ! ! !

The bank has been complained by netizens in various ways, such as greed, shamelessness, arrogance, poor service, etc., which scolded the bank bloody. Although traditional banks are more reliable than Ant Financial Services and Yu’e Bao in many people’s minds, more and more young people are more willing to use Yu’e Bao. If the bank does not make changes, it will inevitably go bankrupt!

...

Henry thought about buying Huiren Group last time, but when he came to China this time, he sent someone to buy it.

"Huiren Kidney Treasure, he likes me too!"

So far, the main product of Huiren Group is Huiren Shenbao. The company is headquartered in Nanchang, a famous historical city in Jiangxi Province, with total assets of more than 2 billion yuan. Henry does not currently have a Chinese medicine research and development company, and the ancient Chinese medicine is extensive and profound, with very powerful effects. Although it cannot be life and death, it is also very miraculous!

Henry invested 2.5 billion yuan to buy Huiren Group directly and wholly. Of course, with Henry's pissing nature, he can do it the best he can! Huiren Group will obviously not be Henry's only target.

Whichever company is the most famous Chinese medicine company in China, buy this company! There is no doubt that Tong Ren Tang tops the list! ! !

Founded in 1669, Tongrentang is the most prestigious and time-honored brand in China’s traditional Chinese medicine industry. Its products are well-known at home and abroad for their traditional and rigorous pharmaceutical technology and remarkable curative effects. As the first well-known trademark in China, Tong Ren Tang has a unique brand advantage. Participated in the registration of the Madrid Convention and the Paris Convention, and is protected by international organizations. It has gone through registration procedures in more than 50 countries and regions in the world, and is the first mainland trademark registered in Taiwan. Tongrentang was promoted to a national first-class enterprise in 1991. Tongrentang was listed on the Shanghai Stock Exchange in 1997. In 2006, Tong Ren Tang's traditional Chinese medicine culture entered the national intangible cultural heritage list.

Henry likes the old adage of Tongrentang very much, "Even though the processing is complicated, you must not save labor, and the taste is expensive, but you must not reduce material resources." The reason why Tongrentang has survived more than 300 years of wind and rain must have played a huge role.

As soon as Henry made an acquisition request to Tong Ren Tang, he was met with a basin of cold water.

Tong Ren Tang is a public-private partnership, allowing Henry to invest, but it is not easy to completely acquire Tong Ren Tang.

"Your Majesty Henry Williams, thank you very much for purchasing Tongrentang, but I'm sorry, we cannot meet your request!" Yun Xiuwen, CEO of Tongrentang, refused bluntly.

"25 billion yuan is not enough?" Tongrentang's market value is now less than 18 billion yuan, and Henry offered a sky-high price of 25 billion yuan, which shows his sincerity.

Hearing this, the other party was slightly taken aback. He didn't expect Henry to offer such a high price. He hesitated for a moment, then finally shook his head.

Henry was upset. Isn’t it Tongrentang? What’s the big deal? Sooner or later, I will develop Huirentang and surpass Tongrentang!

After Henry dismissed the CEO of Tongrentang, he changed Huiren Group's name to Huirentang and became a subsidiary of Gene Umbrella Company, preparing to aggressively attack the Chinese traditional medicine market.

First, hire famous Chinese medicine experts with high salaries.

Second, buy the secret recipe of traditional Chinese medicine at a high price.

Third, establish Huirentang Pharmacy.

Fourth, establish a "Chinese Medicine Valley" base, grow Chinese medicine by yourself, and control the quality of Chinese medicine from the source. These Chinese Medicine Valley bases include Shennongjia, Mount Emei, Daxinganling and other places. Gene Umbrella will fully support Hui Ren Tang to develop genetically modified traditional Chinese medicines and improve the efficacy of traditional Chinese medicines.

"In the Chinese medicine market, I, Henry, turned my hands into the clouds and turned my hands into the rain!!!" Henry said calmly, looking out the window.

(to be continued ~^~)