“Mr. Wu, since your company opened the special account, most of the deposits have not been processed. I wonder how you use these deposits? Is it to purchase financial management or deposit for a fixed term?”

Wu Yun also heard that Zeng Guangrong For the purpose, I thought of the future incident of bicycle sharing deposit thunderstorms, and I had some ideas in my mind.

“OK, our deposit will all be deposited in your branch, and we have communicated to you that it is not impossible to purchase other products. But I need a guarantee! Zeng

Guangrong was a little excited and his face was glowing. He has been paying attention to the development of the shared bicycle industry during this period. He knew that Xiaohongche has invested a large number of shared bicycles in five cities, and this is not yet a saturated market.

Just this A few cities have provided 10 million users. In the future, when Little Red Car enters provincial capitals and major cities, wouldn’t there be at least 100 million registered users?

Then the deposit will no longer be just 3 billion, but Thirty billion or more!

If Wu Yun’s guarantee request is not too illegal, he can agree even if he pinches his nose. If he can’t make the decision, he can report it!

If Wu Yun knew what Zeng Guangrong was thinking, he would definitely laugh. Sound, thank you Zeng Xing for your imagination!

“Mr. Wu, what guarantee do you need?”Zeng Guangrong sat up straight and looked like he was listening carefully.

“It’s actually very simple!”Wu Yun glanced at Tan Shu and another young man brought by Zeng Guangrong.

Zeng Guangrong understood:”Xiao Wu, Xiao Tan, you go to check out first!”

After Tan Shu and Xiao Wu left the private room and closed the door, Zeng Guangrong made a sign to say please.

“Zeng Xing, please forgive me, because what follows involves our company’s secrets and development plans. I believe Zeng Xing just told Zeng Xing today.”

“I believe Zeng Xing also has a general understanding of the profit model of our shared bicycle company!

Zeng Guangrong nodded and said with a smile:”Mr. Wu, I understand now that the main goal of shared bicycles is the huge deposit and the huge number of registered users!” With the valuations of these companies, they can’t keep rising!”

Wu Yun nodded. The bike-sharing model is very simple. In fact, other industries have operated this way before, but the deposit amount is not large. It is just that shared bikes have carried forward this deposit model and made it familiar to many people later.

Now it’s thunder. There are still one or two years to go. As long as it works properly, this will also become Wu Yun’s weapon against his opponents.

“Zeng Xing should also know that our initial investment is only tens of millions! All subsequent bicycle payments are made from the customer’s deposit! Of course, what our company does is not obvious. Only one-tenth of the deposit was used!”

“However, I believe that through the huge deposit interest, financial management income and cycling income, the deposit will be replenished in the near future, and the balance of payments will be achieved and even profit will be achieved!”

Everyone can draw a big cake, just look at whether the cake looks good or not!

Zeng Guangrong finally ate the cake and asked with a smile:”Mr. Wu, what guarantee do you need from ICBC?”

“I hope Zeng Xing can keep the next words in his heart. After our multi-faceted investigations and analysis of the practices of competitors in the same industry, we have always believed that the incident involving the explosion of deposits for shared bicycles is likely to have come from the bicycles! According to our estimation, the little yellow car has misappropriated more than half of the deposit!”

“Zeng Xing, you say! If a problem suddenly breaks out in the industry, customers are frantically refunding their deposits, and the little yellow car cannot fill the hole, what do you think we should do?”

Wu Yun’s intermittent words directly made Zeng Guangrong shudder. At that time, the industry will be reshuffled, and the president who deposited the deposit for the little yellow car will also be affected.

After all, Zeng Guangrong is just a larger branch. The president didn’t have much experience in handling such serious commercial cases. He was a little confused for a while, but he was salivating over the huge cash flow of the little red car and was in a dilemma.

Wu Yun smiled and took a sip of tea and said nothing. Li Qiuliang on the side smiled and comforted:”Zeng Xing, please rest assured that the development strategy we have formulated will not embezzle more than one-fifth of the deposit, so that whether it is capital flow or crisis response, we can be as stable as a rock.””

Wu Yun then interjected:”So I need to ensure that, first, ICBC can give our transfer account the authority to ensure that the user’s deposit can be transferred out at any time when encountering such an incident. I’m talking about most users together!”

When it comes to the flow of tens of billions of funds, even banks will need some time to process it.

Zeng Guangrong nodded and expressed his understanding. After all, banks are under great pressure when encountering such social group incidents. If it is a small Hongche threw the blame to ICBC, saying that ICBC had misappropriated the deposit and could not transfer it, so the crime would be huge!

Of course, this is only a small probability event. As a cosmopolitan bank, it has the confidence to spend a few billions at any time!

“No problem, Mr. Wu, we can guarantee this and we can still do it easily!”

However, Zeng Guangrong did not think that Wu Yun wanted more than just this guarantee.

Sure enough, Wu Yun said with a smile:”Second, when the deposit incident occurs, I need ICBC to quickly issue a certificate proving that my company’s deposit Dedicated funds are used to ensure that user deposits are monitored.

Zeng Guangrong naturally agreed. While helping Wu Yun, he was also helping himself:”No problem!” Mr. Wu, I can also report this to you, and we will sign an agreement when the time comes!”

Wu Yun knew that his demands were not excessive, and they were basically things within Zeng Guangrong’s authority.

“Thirdly, of course this should not happen, that is, if Xiaohongche encounters a situation where all users are refunded and the original deposit loopholes have not been filled, I hope ICBC can provide some assistance in time, such as loans. Of course this should not happen, after all we strictly stipulate the scope of use of the deposit!

Zeng Guangrong pondered for a moment and then asked:”Mr. Wu, I can get a loan or something, but what kind of collateral should be used?”

Wu Yun tapped the fingers of his right hand regularly on the table and said with a smile:”Company shares!” Judging from our company’s data, we already have the potential to become a unicorn company! Moreover, our company is not a pure Internet company. A large number of shared bicycles are also the company’s assets.

Zeng Guangrong looked serious. After being silent for a while, he said slowly:”Mr. Wu, I have to report this to the superiors, and I have to evaluate your company before making a decision. Please forgive me!”

Wu Yun picked up the wine glass, stood up and said,”Okay, no problem!” If it passes, I hope these terms will be written into the agreement! The two parties will then send a professional team to discuss the subsequent placement of the deposit!”

“OK! Mr. Wu, Mr. Li hope we can have a happy cooperation!”

“Happy cooperation! Done!”


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