Rebirth to 90s: Start from Scratch

Chapter 345: Banking system

Those who came to the transaction left after getting the check.

Lu Tongyun said: "Boss Zhang, so much gold, do you want me to send you back?"

Zhang Qianxiu said, "Old Lu, aren't you what you refine gold? Do me a favor and smelt all these broken pieces of gold into pieces for easy carrying."

"Okay, this is a small problem." Lu Tongyun readily agreed.

Smelting gold is actually no different from smelting other metals. Just put it in a furnace, burn it into gold and then pour it into a grinding tool.

The process is simple, but it still takes some time to smelt.

Sometimes the fun of men is actually very simple. Zhang Qianxiu has never seen these things, and he is also very interested in seeing them.

After all the broken gold nuggets and gold nuggets have been smelted into gold nuggets of the same size and weight, it is not too early.

Coming out of Lu Tongyun, Zhang Qianxiu wrote a check to Gong Zhihua. Originally, he waited for the money to be withdrawn before giving him a commission. Anyway, there was a check in his hand, and Zhang Qianxiu didn’t want to cheat. same.

After separating from Gong Zhihua, Zhang Qianxiu and Kong Zhiwen returned to the guest house.

Zhang Qianxiu promised to give Bervska two million, which is based on today's domestic gold price of 70.6 yuan per gram, which is 56.66 kilograms. Zhang Qianxiu directly divided it into 56.7 kilograms and installed it.

The remaining gold is temporarily handed over to Su Yuwei for safekeeping.

When Su Yuwei saw the gold, she was very calm: "Are you going out tonight?"

If Zhang Qianxiu did not go out tonight, he would not give her the gold for safekeeping.

Zhang Qianxiu said, "The bank president of Su Guo is coming over, and I will meet him."

Su Yuwei gave a "Oh" and said, "Well, be careful."

Zhang Qianxiu smiled softly: "I'm going to see the bank president, not a vicious person, nothing will happen."

"What about you, even if you see a three-year-old doll, it's not necessarily safe." Su Yuwei said: "There is nothing wrong with being careful."

This is the truth. What Zhang Qianxiu is doing now is to deal with a group of people who ignore the law.

Zhou Qin, Valery, and Bervška are not good at all. Even Gong Zhihua and Lu Tongyun are obviously law-abiding people. If what he did is found out, even those like Gong Zhihua and Lu Tongyun are law-abiding people. No one can run away, all of them have to be thrown in and squatting.

Especially those people like Lu Tong who are panning for gold in the deep mountains and old forests, if someone dies, they still have to deal with it.

Their handling methods are definitely shameful. They cannot take people back, or take them to the funeral home. They either bury them on the spot, or burn the corpse and take the ashes back with them. .

If these people are in a hurry, they can do anything.

Zhang Qianxiu smiled lightly, took out the PM pistol, and said, "I have a weapon for self-defense, so no one is easy to provoke, right?"

Su Yuwei glanced at the gun and said, "You give this thing to Kong Zhiwen! What are you doing with it? Don't fight with people."

Zhang Qianxiu knew what Su Yuwei meant. This thing was a potential risk.

But men have a little problem, most of them like guns, and Zhang Qianxiu is the same.

He kept this gun, just thinking about waiting for his injury to heal, and having nothing to play by himself. When the gadget is used, he also has a self-defense. As for what to do with this gun, he really hasn’t thought about it. .

"Keep yourself for fun, hehe..." Zhang Qianxiu said with a smile: "I'm thinking about it. After I go back, I will also get two air guns to play with."

Su Yuwei suddenly became speechless. She could see that Zhang Qianxiu wanted this thing and really wanted to use it for fun: "Just be careful yourself."

"Well, by the way, didn't you talk about the coal mine yesterday? I plan to let Kong Zhiwen take care of it." Zhang Qianxiu said.

Su Yuwei asked: "Have Kong Zhiwen agreed?"

"Yes!" Zhang Qianxiu said: "When we have time, we will go to see the courtyard house. I am going to buy a few sets of courtyard house in Shangjing and put it under your name."

"What will I do under my name?" Su Yuwei asked suspiciously.

Zhang Qianxiu said: "In case my business fails, or something accident happens, you still have assets, these courtyard houses and the small leaf red sandalwood and huanghuali wood at home, even if I lose all my belongings. Now, we can eat and drink for the rest of our lives."

"In the future I will buy more such things, such as shares, houses, antiques, etc., all under your name, and be prepared, just in case, I don’t want me to fail one day and have no money. I also have to go to work."

Su Yuwei smiled and said, "Okay, don't put all of them under my name, and put some under the names of uncles and aunts. You are a retreat, and it is not safe to put them in a basket."

"Look at that time! They are not here, and the courtyard house does not know if they can be put under their name." Zhang Qianxiu said casually.

Now unlike decades later, there is a well-developed network, and many things can only be handled by your own presence.

At eight o'clock in the evening, Zhang Qianxiu received a call from Valery, saying that Bervska had arrived at the airport and would be at the hotel in half an hour.

Zhang Qianxiu immediately called Kong Zhiwen to set off and went straight to Wange Hotel.

Arriving at Wange Hotel and meeting with Valery, Zhang Qianxiu also met Bervska himself.

A typical Soviet face, in his early forties, tall and burly body, and a man with a Chinese translator, he is a Soviet native, who speaks fluent and standard Chinese.

I don't know if Bervska doesn't trust Valery or how, but Bervska has his own translator, and Zhang Qianxiu is also relieved.

But this also made Zhang Qianxiu realize that perhaps he should also learn some foreign languages.

After everyone said hello, Zhang Qianxiu immediately realized the benefits of translation. Belvska's translator knew the languages ​​of the two countries very well, and could almost achieve simultaneous translation, with a delay of about one second at most.

After the private room was located, Bervska said: "Mr. Zhang, I only have two hours this time. I have to rush to my office before noon tomorrow. I am used to going to bed before 11 o'clock. ."

Zhang Qianxiu cast a look at Kong Zhiwen.

Kong Zhiwen immediately put the box in his hand on the table, and then opened the box, which was full of gold.

Although these golds are not as standard as the gold bars of the banks, they are large and small, but it is still very shocking to have so much gold in front of you.

Zhang Qianxiu said: "Mr. Bervska, our domestic gold price is 70.6 yuan a gram, here is gold worth two million, you look at it."

All of a sudden, Bervska’s face was filled with smiles, dragging the heavy box, testing piece by piece, and said in his mouth: “Mr. Zhang, the first time I saw you, I was very sure that you are a very Outstanding people, in your country’s terms, are young talents and heroes. If possible, I really want to cooperate with you, Mr. Zhang!"

Zhang Qianxiu looked at Belvška's greedy smile, but his heart relaxed a little. He was not afraid of Belvška's greed, he was afraid that Bervška was the kind of overly cautious person.

For greedy people, Zhang Qianxiu can give him enough benefits, and this benefit will make him unable to refuse.

Zhang Qianxiu said: "Mr. Bervska, if the two of us can cooperate, you will make several times more profit than this."

Bervska was still testing gold, and asked, "Mr. Zhang, then tell me, how do you want to cooperate with me? I'll think about it."

Zhang Qianxiu said: "It's very simple. I told Mr. Bervska last time that I need to borrow 200 million from your side."

By this time Bervska had already experienced the gold, closed the box and handed it to the translator: "Mr. Zhang, there is no problem with gold."

"The loan you mentioned, I really want to help you, but there are many things that are very difficult to deal with."

"First of all, we are a country with a centralized system. Even our citizens rarely lend money, and the amount of loans is very small."

"If a foreigner wants to go to our country to get a loan, he has to borrow so many loans at a time. It can be said to be as difficult as heaven!"

"Probably the situation is like your country in the 60s and 70s. Is it easy for you to get loans?"

The Bank of Soviet Union is relatively single. Except for banks that invest abroad, there is only the State Bank of Soviet Union for a long time. Because they are a planned economy, one bank can basically handle it.

It was only in 1988 that five different banks were opened, and the National Bank became a central bank.

The situation in the Soviet Union is different from that in the 1960s and 1970s in China. At that time, neither the government nor the people had any money.

Although Su Guo is also nervous, they still have money in their hands.

Zhang Qianxiu smiled softly and said, "You Su Guo also has foreign investment and loans, right?"

Belvska said: "That's the bank responsible for investment, and our funds have been tight in the past two years, which has reduced external investment."

"Moreover, I am in charge of agricultural banks. We have very strict rules. Our bank can only lend to agriculture and food-related industries. It must also be a domestic industry."

"Foreign loans are all about investment banks."

Zhang Qianxiu didn't know the banking structure of the Soviet Union, but Bervska didn't want to lie to himself on the most basic things. That should be true.

Zhang Qianxiu was a little disappointed and asked, "Mr. Bervska, what is the current situation of your domestic banks?"

Belvska said with a smile: "It's probably equivalent to different departments managing different industries. My bank is specialized in managing agriculture and food processing."

"But domestic banks are not eligible to lend to foreign sources. The only banks that lend to foreign sources are investment banks, but the current situation of investment banks is not good."

Zhang Qianxiu didn't understand the Soviet Union's banking system at all before. He only knew that after the Soviet Union's disintegration, the economy collapsed. Later, it disintegrated into Russia, and the economy has been under pressure.

Listening to what Bervska said now, I understand it.

If Bervska said so, the loan is almost hopeless.

If you want to take a loan here in Belvska, you must establish a farm or processing plant in the scope of his management and engage in agricultural production or processing.

Even if Zhang Qianxiu wants to do this, it is almost impossible, because all enterprises in the Soviet Union are centralized, just like in the 1960s and 1970s, we couldn’t find a private factory in our country, and their domestic people couldn’t help it. Set up private factories or farms, let alone foreigners.

When Zhang Qian corrected regrets, he suddenly thought that Valery and Bervska did not refuse at the beginning, which means that both of them have a way to borrow money, but this operation will be a lot of trouble.

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