Rebirth to 90s: Start from Scratch

Seeing that Zhang Qianxiu did not leave immediately, Shan Hong said: "Boss Zhang, let's sit down and talk first. What do you think?"

"Moreover, we can discuss things, problems, and concerns slowly. There is no need to make decisions so quickly."

Zhang Yunhui smiled and said: "Boss Zhang, I punished myself for a cup. I spoke too aggressively just now."

Zhang Yunhui took the wine as he said.

Zhang Qianxiu raised his hand: "Director Zhang, even if the fine is fine, I was somewhat arbitrary in what I said just now."

As he said, Zhang Qianxiu also picked up the cup: "I respect Director Zhang for this cup."

Zhang Yunhui's wine glass has already been picked up, and let him put it back in this way, as if he was talking and playing, it was coaxing; if he drank it, wouldn't he really punish himself? He is also a director anyhow.

This logic may seem to some people, and some groan without disease, but this is the truth, and some people think so.

Zhang Qianxiu raised the cup and respected it, giving Zhang Yunhui face and not embarrassing Zhang Yunhui.

Zhang Yunhui smiled and banged with Zhang Qianxiu, and said, "Boss Zhang, you are amazing!"

The two suffocated the glass of wine, and then sat down again.

Zhang Qianxiu said: "Director Zhang, I just told you about my concerns. It's the first time you met with Director Zhang."

"It's not good to say, can you trust me, Director Zhang?"

Zhang Yunhui nodded: "It is true."

Zhang Qianxiu took a deep breath and said, "Moreover, the person applying for the loan or the company is mine. If something goes wrong in the future, it must be me who carry the fifty million."

Shan Hong hurriedly said: "This will definitely not cause problems. We don't invest in it. The money is still in the bank. We just used our power to make an interest difference."

Zhang Qianxiu shook his head: "That's what I said, but no one knows whether there will be problems or what problems will arise."

"Fifty million is not a decimal."

"A worker now costs three to five yuan a day, more than one hundred a month, even if it is one hundred and two per month, it will take more than 34,000 years before he can earn it back."

"Single president, you are the president of a county bank, fifty million yuan, you can get it in a year, at most about five thousand, right? It will take ten thousand years to earn it."

"None of our history has been written so long."

Shan Hong frowned slightly: "Boss Zhang, do you still doubt me?"

Zhang Qianxiu shook his head: "It's not that you are suspicious of you, President Shan, but that everyone present is worried. No matter who puts this money, no one else will be relieved."

For a while, everyone was silent, because what Zhang Qianxiu said was correct.

If a loan of RMB 50 million is really provided, it is definitely a question of who is in the hands of the money.

"Set up an institution and use the institution to save this money!" Lin Qi said.

Zhang Qianxiu asked: "Then who is in charge of this organization? Our money cannot be seen, it cannot appear in the contract, and we can only rely on the trust between us."

Zhang Yunhui looked at this Qianxiu and said, "Boss Zhang, what do you mean?"

Zhang Qianxiu shrugged and said, "I don't have any opinions, I just raised the question."

In fact, Zhang Qianxiu was tempted by the money.

However, the price is a bit big.

50 million, the interest on borrowing, even if it is the lowest, is 8% or 9%; for ordinary people, it may cost about 13% to get a loan.

The 9% interest rate came from Shan Hong's relationship.

50 million, the interest for a year will be 4.5 million, plus interest to others.

They deposit the money in the bank, and there is an interest of 5 to 16 percent, and they earn just a few percent of the interest.

Banks’ interest rates are now very high. It will probably wait until 1996, 1997, and 1998 to cut interest rates for three consecutive years, directly from about 15% of five-year fixed deposits to about 2.5% of annual interest, and then there was a correction later. But basically it will not exceed 5% of the annual interest.

Zhang Qianxiu probably figured it out. If he wants to use the money, the interest he has to pay is about 15% per annum.

50 million, 15% interest, the interest for one year is 7.5 million.

The reason why Zhang Qianxiu knows things is because ordinary people simply can't get so much money from the bank. As long as Zhang Qianxiu takes this amount of money, he can start to show his talents.

Zhang Yunhui, Shan Hong, and Han Zhuoyue are discussing how the money should be kept. Although they are all deposited in the bank, whose name is used? this is a big problem.

Zhang Qianxiu was thinking in his heart whether he should take the 50 million and subdue the 15% annual interest.

Lin Qi looked at Zhang Qianxiu and didn't say a word.

Whoever put the money in has become a problem, and Zhang Qianxiu has never expressed his opinion.

Until the end of the game, no results were discussed.

Zhang Qianxiu came out of Haolaixuan and was about to get in the car, when a scent came, Lin Qi was already behind him.

"Do you want the money?" Lin Qi whispered.

Zhang Qianxiu turned his head: "Not going back? How about the President Shan and them?"

"Sent Director Zhang to the hotel." Lin Qi looked at Zhang Qianxiu and said, "Do you want that sum of money?"

Zhang Qianxiu said noncommitantly: "That money is too much, it's hot."

"You just want to take it." Lin Qi said affirmatively: "Do you want to take it and leave, or do you do business?"

"Do you think I am like this person?" Zhang Qianxiu continued: "Moreover, those fifty million are really hot, I don't want to cause trouble for myself."

It is impossible for Zhang Qianxiu to admit this to Lin Qi.

Zhang Qianxiu didn't know what the relationship between Lin Qi and Zhang Yunhui was, but it was certain that Lin Qi's relationship with himself should be the furthest.

Lin Qi said: "I can help you."

"Otherwise you can't get it, Zhang Yunhui and my brother will not be able to rest assured that the money is in your hands, fifty million, you also said that it will take 10,000 years for my brother to earn it."

"Even Director Zhang, even if it doesn't take 10,000 years, it will take 9,000 years to earn it."

"50 million a year's interest, I estimate, it may reach 8 million, and after a few years, it can be 100 million."

Zhang Qianxiu frowned slightly: "You drank too much, go back to rest early."

Lin Qi fiercely held Zhang Qianxiu: "Do you think I am dirty?"

Zhang Qianxiu froze for a moment, and instantly understood what it meant: "I don't think it is, it's everyone's own choice."

"I'm going back, you go back early and rest yourself."

Zhang Qianxiu said and took the driving seat.

Lin Qi stood by the car and prevented Zhang Qianxiu from closing the car door. Her eyes were reddish: "Today, everyone knows in their hearts that there will be no result, but when they speak, they are fighting for their own interests."

"50 million can expose everyone's humanity."

"I also want to find a way out for myself. I am definitely the least allocated here. You have taken a lot of risk, and the proportion should not be low."

"If you want to control the fifty million, I will help you get it, and you will give me two million."

Zhang Qianxiu asked: "How much money do you have in your current passbook, plus all the things on your body, and all the assets of your parents?"

"Less than a thousand." Lin Qi said with a smile: "Do you think that two million is too much for me?"

Zhang Qianxiu shook his head: "No, I mean, you are all a little crazy today. The total net worth of all the people present today, except me, including everything in the house and home, is no more than 50,000 yuan. Here Discuss how to set up 50 million."

"Go back to sleep."

Lin Qi suddenly hugged Zhang Qianxiu’s neck and kissed Zhang Qianxiu’s face: "I like you, but you consider my proposal. I will help you persuade them that you get the fifty million and give me one million. , Count the rewards."

After Lin Qi finished speaking, she turned and strode away.

Zhang Qianxiu subconsciously raised a fist into a fist just now, wanting to make a move, and slowly letting it go. This is a problem that he has acquired from training with Ge Qingshan these days.

Zhang Qianxiu just subconsciously reacted, wanting to make a move, and when he stopped his hand, Lin Qi had already kissed him quickly.

Zhang Qianxiu didn't care too much. He wasn't an old fashioned man. On the contrary, he was a little bearish about such things.

The weather was a bit cold, Zhang Qianxiu closed the car door, lit a cigarette, and sat in the car and smoked muffledly.

Although Zhang Qianxiu told Lin Qi that everyone was crazy, he himself was a little crazy at this time.

Zhang Qianxiu was also thinking about the fifty million.

If there are 50 million, what can be done?

Expand scale, expand production, and make money!

But there is a problem, that is, this loan usually lasts for five years at most. The interest is simple interest, and the principal is repaid at the end of the year.

In other words, he took the 50 million, and within five years, he had to pay about 8 million in interest each year, and after five years, he would have to pay 50 million.

Counting it all up, in five years, 50 million will be returned 90 million.

In five years, how much can he earn with fifty million?

This is an unknown.

If he doesn't make it after five years, he will be in big trouble.

If you don't want this fifty million, he can develop slowly. Now, although his development is slow, his development is stable.

Midian is making money, Wanhui Biscuit Factory is also starting to make money, Dongtai Cannery is also about to make a profit. Yihua Printing Factory has not lost any money and has not rectified it. There are previous orders, as well as current lottery tickets and posters. Orders for cartons and cartons have also begun to make a profit.

Everything is thriving, not to mention billionaires, Zhang Qianxiu feels that sooner or later he will become a multimillionaire.

On the one hand, he is stable and he can see success. He will sing all the way to the future; on the other hand, he will be radical, unable to see the road, and it will be dark, but as long as he fails, what is predictable is jail and debts that may not be paid for a lifetime.

After smoking two cigarettes, there is no affirmative answer.

Zhang Qianxiu took a deep breath, shook his head, started the car, and drove towards the house, perhaps asking Su Yuwei if he could have the answer he wanted.

Zhang Qianxiu has a mysterious trust in Su Yuwei.