Rebirth of the Super Banking System

June 1st.

All afternoon.

There are people in various places in the territory holding ID cards and queuing for bank cards. Half of them are voluntary and half are compulsory. The voluntary ones are ordinary people, and the compulsory ones are soldiers, workers, businessmen, and public servants in the territory. Tang Qing did not consider opening a bank here, so he did not use the combination of ID and bank card.

In fact, even if there are, Tang Qing is not going to use them together. The reason is simple, just to clarify the process.

For example, if the one card is lost, how can I replace it?

What do you use to prove that you are you?

I can't look at my face.

The household registration management method adopted in the entire territory is similar to that in China. It is also a collective household registration book that exists as a family, and then people who are over 16 can apply for a personal ID card.

If you lose your bank card, you can use your ID card to reapply; if you lose your ID card, you can take your account card to reapply.

If they are all in one, there will be a lot of moths when they are lost or replaced. Unless more advanced and complete identification methods are used, but in such a small place in the territory, face recognition, DNA, and fingerprints must be obtained. That's too much trouble, and it's only five years now, so I don't need such a tall thing.

It's better to be like in China. The ID card is an ID card, which is to identify the identity. Any other card can be reissued with an ID card if it is lost. The integration is technically no problem, but it may cause a lot of trouble in the business.

Unless one day there is an identification device implanted in the human body, it will not be lost. Therefore, in the end, Tang Qing decided to follow the mature domestic model.

at night.

Command room.

This afternoon, Tang Qing took her two cousins ​​to the park to play for an afternoon. They were also quite happy. They played various projects with them. Although Tang Qing’s mental age was about to become an uncle, she did not reduce that one. Playful heart.

As soon as he entered the command room, Tang Qing hurriedly asked, "Tang Yi, how many bank cards were issued today?" He hadn't paid attention to it all afternoon, just to see if he could wait for a surprise.

"Back to the commander-in-chief, as of now, a total of 15,412 bank cards of the Bank of Myanmar have been issued. Among them are..." Tang Yi gave one that really surprised Tang Qing. Number. There were more than fifteen thousand, half of his psychological bottom line. Tang Yi also introduced the personnel composition of these bank cards.

It turned out that the soldiers sent to various villages issued nearly 4,000 bank cards. It seems that the number is very small, but considering that in the village, only the head of a family can exchange various currencies and apply for cards. And there are still many people who are on the sidelines. Unlike Li Sheng's village, they are basically descendants of Chinese descent, and the whole village’s families have processed them, so more than 4,000 tickets are not a lot, which represents 4,000 families.

In addition to the village, there are also workers on the construction site. They have also queued up for processing. This is much higher than the number of cards in the village, reaching more than 6,000. The village is sponsored by the family, and the workers only need to have a job. It must be handled compulsorily. As a payroll card, future payroll payments will also be in the form of transfer, and no more cash will be issued.

In addition to the number of bank cards that all the more than 3,000 soldiers had already processed in the morning, more than 15,000 bank cards were issued on the first day. Basically, it has covered most of the families in the territory.

There is not much room left for growth.

According to Tang Qing’s estimation, even one month later, the number of bank cards in the entire territory will be 20,000. No way, the population in the territory will be more than 100,000, which is actually less than 20,000 when converted into families. The base is there and there is no way to break through.

The results of recycling money were also beyond Tang Qing's expectations.

With the morning meeting, although the village chiefs have a choice, they don’t have to force the villagers in their villages to exchange Asian dollars, but the merchants have no choice. Zero has already spoken, and they must unconditionally accept the purchasing power of Asian dollars. It must not be refused, and the project funds allocated above are also Asian dollars, and so are taxes. Therefore, all the businessmen finally went to apply for the card honestly.

then.

a whole day.

The soldiers exchanged more than 3 billion Asian dollars, reaching 3.2 billion Asian dollars, which is equivalent to 3.2 billion yuan. Although it is only one percent of the 300 billion issuance scale in the task, it is not a good start.

These US dollars, Japanese yen, etc. were confiscated by the currency clearing center and stored in the asset statistics area of ​​the currency clearing center. Like the several tons of gold and silver in it, it is used as a guarantee for the issuance of Asian dollars and future trade settlements. And these money Tang Qing can be used casually.

This is the benefit of credit currency.

If you think about the past, the United States used gold as a guarantee for the issuance of U.S. dollars. As many dollars as there are gold can be issued. Anyone who holds U.S. dollars can go to the bank to exchange for the corresponding gold. Therefore, the bank’s gold, whether it is a bank or a country, cannot be casual Move, because there are already masters, and the masters are those who hold U.S. dollars.

But the credit currency is not the same. This is based on the country's credit as the collateral and the entire country's assets as the protection. How much is the country's assets? That’s too much, and it doesn’t need to be shown to you. If you take the money to the bank, the country won’t tell you what the money is made of. Therefore, in the era of credit currency, the country can print money to spend it. Because his assets are huge and his credit is very high.

In other words, whoever controls these collaterals can control the mortgage assets.

In the territory.

The whole thing belongs to Tang Qing, so he can freely control the currency realized by these assets.

Until a country with a GDP of more than 50 billion U.S. dollars recognizes that it can be used as foreign exchange reserves, the Asian dollar cannot be used to buy goods in the mall. This is also one of the reasons why Tang Qing wants to find the tiger skin of Burmese Dian so much. As long as Burmese Dian recognizes the status of Asian Yuan, he can directly use Asian Yuan to purchase merchandise in the mall or exchange for robots.

And all the Asian dollars exchanged today were issued with the guarantee of the total assets in the territory. At the beginning, Tang Qing's total assets in the territory were estimated to be 955.6 billion yuan.

How much is it multiplied by three percent?

28.668 billion yuan.

In other words, the issuance of assets in the territory alone is as high as nearly 30 billion Asian dollars.

To put it bluntly, Tang Qing was able to cash out nearly 30 billion Asian dollars to spend out of thin air. Isn't it very interesting, a lot, very good, but the real situation is: there is not much practical use.

What can the money be used for even if it is cashed out? There is really no place to use it. At present, we can only invest in the territory, because other places don’t recognize this currency at all.

But it’s not like you can print it out. So far, the Asian dollar has no international purchasing power at all, and the currencies of more than 3 billion yuan received today are the real assets that Tang Qing has cashed out today. You can embezzle it at will, and you can spend it all.

But Tang Qing doesn't plan to do this, Nima, these are all ‘foreign exchange reserves’. What if all the foreign trade settlements in the territory are spent in the future, will everyone stare?

This isn't a jerk.

In the future, even if the territory is to vigorously develop the economy and export high-tech products, what about the raw materials? The territory does not have the ability to supply all industrial raw materials. For example, rare earths, such as other precious metals, are not produced in the territory. You have to buy from outside. When the Asian dollar is not really accepted by all the raw material supply countries or commercial organizations, Other currencies must be reserved.

Can't play on stand-alone.

Tang Qing estimated that the various "foreign exchanges" worth more than 3 billion RMB will be all spent in less than a month. They are mainly used to purchase equipment in the mall, as well as to settle trade with Wangsa, and even purchase industrial raw materials in the future. He might even put more money into it, it's still early in the harvest season.

A total of more than 3 billion Asian dollars have been issued now. In the next month, plus wages and various construction funding, the actual total circulation of currency can exceed 10 billion Asian dollars. Tang Qing should be laughing.

If Tang Qing wants to issue more Asian dollars, it’s not impossible. He directly doubles the wages of workers, but the direct result is likely to double the price of goods in the territory. Not only does the former exchange of Asian dollars lose money to his grandma. Home, the expected exchange rate of the Asian dollar in the currency clearing center is likely to fall to half of the renminbi. This is like doing useless work. Then he needs to issue 600 billion Asian dollars to complete the task.

This is simply brain-dead behavior.

Therefore, Tang Qing believes that the current territory needs to be deepened in two directions to realize the method of expanding the circulation of Asian dollars.

The first direction: right now, Tang Qing currently has too much issuable volume ~www.wuxiaspot.com~ more than 30 billion, and it is impossible to digest so many Asian dollars in the territory today. Therefore, I want to not cause it. Inflation can only increase the supply of goods, increase employment opportunities, seize other countries’ currencies and restrict circulation, expand the economic scale of the territory, tap domestic demand, create demand, and so on.

The second direction is to support the major enterprises in the territory, mainly the high-tech industries under the Myanmar Bank of Asia Group, expand foreign trade, a large number of imports and exports, and even make the Asian dollar a regional settlement currency. External power.

Both directions go hand in hand.

Otherwise, the actual circulation of Asian dollars will not be able to make breakthroughs at all.

Tang Qing was also very speechless about this. Suddenly he had doubts about his behavior. What is so special about opening a bank? It's almost like building a small country. You have to consider everything, worry about this, worry about that. .

But thinking about it carefully, he doesn't have that much complaint.

If it is like the previous system said, if you buy a bank step by step, and then slowly play deposits, loans, collections, etc., it is very simple. It can also be said to be a banker, but the development potential is limited and too single. There is really no technical content in lending and collection.

Unlike now, it is simply the layout of the whole industry, which is a huge improvement in the training of people and the height of vision. The influence gained from success in the future will be even greater.

Apart from other things, for example, in the future, the Asian dollar will be eligible for ‘foreign exchange reserves’, and the assets in the entire territory will definitely increase and become more valuable. Then it’s not impossible to conduct large-scale bank mergers and acquisitions.

At that time, how much money he can cash out at any time?

Hundreds of billions?

Trillions can't stop it.

PS: The first chapter is a bit difficult to write, so it's not surprising that there are errors.