Rebirth of the Strongest Tycoon

He couldn't figure it out for the time being, and Liu Tianci didn't bother, and directly stated the two banks he liked: "Chairman, I plan to acquire Hang Lung Bank and Ka Wah Bank, but the current bosses of these two banks are interested in taking action. It shouldn't be high, it's a problem."

Hearing this, Xia Yu couldn't help but raise his brows. Both Hang Lung Bank and Ka Wah Bank are Chinese banks with a long history. Although their strength is not as good as the current Jiuding Bank, they are considered top among medium-sized banks.

Among them, the strength of Hang Lung Bank is higher than that of Ka Wah Bank.

When Xia Yu wanted to enter the banking industry, he specially collected the basic information of the Hong Kong banking industry, and he has a strong memory, so until now, he has a deep impression in his heart.

Hang Lung Bank was founded in 1935 by the Sun family. After three generations of the Sun family's conscientious development, Hang Lung Bank has survived many hardships and grown into a medium-sized bank today.

Especially in the 1970s, the third-generation head of the Sun family was ambitious, allowing Hang Lung Bank to expand aggressively and develop rapidly.

But unfortunately, in the sudden stock market crash in 1976, other industries of the Sun family suffered great losses. The most important thing was that Hang Lung Bank developed too fast. Many funds were not recovered, causing Hang Lung Bank to fall into crisis and even dragging down the entire Sun. Family.

No way, the Sun family could only reluctantly cut the meat, and sold 80% of the shares in their hands to two brothers, Zhuang Rongkun and Zhuang Qingquan, a Fujian businessman in the Philippines.

In the past two years, the Zhuang brothers relied on the remarks that "the world's Fujian businessmen are one family", and quickly moved closer to the Fujian Business Chamber of Commerce in Xiangjiang, and made friends with a group of Fujian businessmen such as Li Jiacheng. is also very good.

As for the other Ka Wah Bank, it has a longer history. It was founded by Lin Zifeng in Yangcheng in 1922. After decades, it has developed very steadily and is now a medium-sized bank.

It is a pity that after Lin Zifeng passed away in 1971, the descendants were incompetent and had no intention to manage the ancestral property. In 1975, the controlling stake was sold to the brothers Liu Cansong, an overseas Chinese businessman in Singapore.

After the Liu Cansong brothers took over, the customer base of Ka Wah Bank was mainly overseas Chinese in Southeast Asia, so the Hong Kong counterparts' understanding of Ka Wah Bank became more and more shallow, and their vigilance became more and more serious.

But it is undeniable that Ka Wah Bank's business in Southeast Asia is developing well.

If both Hang Lung Bank and Ka Wah Bank are acquired, the local strength of Jiuding Bank in Hong Kong will increase sharply, and at the same time, the business in Southeast Asia will be opened at once, which will have a huge bonus for future development.

certainly,

In addition to these circumstances, Xia Yu's mind also came up with many memories of previous lives.

It seems that neither the Zhuang Brothers nor the Liu Cansong Brothers are people who keep their own feet.

The Zhuang brothers fell into the quagmire of financial crisis caused by irregular lending, and Liu Cansong was arrested by the police on suspicion of defrauding nearly 800 million yuan, and finally absconded.

Therefore, there are still many ways for such a person who must have a weakness.

There is no need to feel guilty when starting. After all, the current bosses of these two banks are latecomers, and they are not good people. Banks are a waste of money in their hands. It is better to buy them to maximize the benefits.

"Tianci, since you like these two banks, then buy them. As long as they do it properly, they have to sell if they don't want to, and the price will not be high."

Xia Yu thought for a moment and said to Liu Tianci.

"Chairman, please instruct me!"

Liu Tianci had a feeling of anticipation in his heart, and he waited for Xia Yu's specific instructions.

"Within ten days, I will ask Jiuding Real Estate to make large loans to two banks, and use up their funds as much as possible. Then you should not come forward in the name of Jiuding Bank, but prepare your staff and ask Hang Lung Bank and Ka Wah Bank. Buy gold products, whether it's paper gold or physical gold, the bigger the better, and lay a mine for them!"

After Xia Yu finished speaking, an inexplicable smile appeared on the corner of his mouth.

Liu Tianci thought about it for a while, showed a fox-like smile, and said with admiration: "Chairman, this is a good method, and large-scale business comes to the door. Hang Lung Bank and Ka Wah Bank are absolutely reluctant to push it away, and they will be buried in the mine, if they are greedy , management dereliction of duty, and it's no wonder we were killed!"

"That's right! Haha!"

Xia Yu and Liu Tianci looked at each other and laughed.

Although Xia Yu is digging a hole to calculate the two banks, if the two banks do things in a down-to-earth manner and are not tempted by interests to brush the ball, then there will be nothing to do, but they will make a lot of profits because of the large loan to Jiuding Real Estate Group. .

But if they are greedy, this big cake will become a poisonous cake, and one bad thing can kill them.

Now Xiangjiang is still in the hands of the United Kingdom, and banks in Xiangjiang generally have gold products, such as paper gold, spot gold, and London gold sales. Gold Accumulation Scheme" to attract funds.

Hang Lung Bank and Ka Wah Bank are not strong enough to be qualified as market makers of London Gold, but they can become middlemen, selling London Gold on behalf of the citizens of Hong Kong, first selling it and then buying it in to fill the pit, which takes a certain amount of time in the middle. And procedures, but you can earn a certain handling fee, and you can also launch the bank's gold price in a deeper level, sell paper gold, and make more profits.

The capital chain of the two banks is now tightened and they sell gold products, so the two banks will never have the money to buy London gold futures to fill their business volume in a short period of time. When the international gold price soars, the two banks will buy gold again. The blood will definitely stretch the already tight capital chain to the limit.

Of course, you can also delay the replenishment, wait until the international gold price drops, and replenish the goods at a low price.

But the premise is that the customer does not mention gold or delivery futures, otherwise, if the bank refuses to accept, then the matter will definitely become a big one, and the run storm can occur in an instant.

If you don't die, you can kill half your life in the bank!

To avoid these two situations, the only way is for the two banks not to be greedy and not to use the time difference beyond the limit to eat all the business.

But since Xia Yu has calculated, of course he has to find a way to succeed and make money, so he doesn't believe that the top executives in the two banks are all upright gentlemen?

If these two banks are targeted by him, don't even try to run away!

"Tianci, the amount of liquidity in our bank is not large. After removing the consumption for these two banks, there should be not much left. If you want to speculate in gold, you can go to HSBC and Standard Chartered Bank. I won't take you there. London."

Xia Yu said again.

"Chairman, are you going to London?"

Liu Tianci looked at Xia Yu unexpectedly. He just came back after staying in the island country for more than a month, and he was going to London again!

"Such a large amount of money, Xiangjiang can't hold it!"

Xia Yu understood a little, and Liu Tianci nodded suddenly.

The chairman's money from the island country is now lying in the Jiuding Bank account. It is no wonder that Hong Kong can accommodate such a large amount of money. The focus of HSBC and Standard Chartered Bank is in Hong Kong, and it must not be able to cope with such a large amount of gold. business.

And with the chairman's temperament, he would not be willing to expose the money.

So the only way to go is to go to London.

After that, Xia Yu discussed with Liu Tianci for a while, and seeing that Liu Tianci completely understood the operation process, Xia Yu left Jiuding Bank with confidence.