Rebirth of the Industrial Tycoon

Luo Bing and the four masters looked pitifully at Li Weidong.

Li Dashan was quite helpless in his heart. This kind of acquaintance borrowing money has always been the most troublesome thing.

After all, Mr. Li Dengke is a veteran of the transportation company, and Li Weidong also grew up in the transportation company. The friendship between the two generations is here, and the intricate interpersonal connections of state-owned enterprises are also there. This is something that must be considered.

If you don't borrow it, you will not only offend the five Luo Bing people, but also hurt the reputation of Li Weidong and his son in the transportation company.

At that time, the old people in the transportation company will say that Li Weidong has forgotten his roots when he is prosperous, and by the way, even the old man Li Dengke will run on it!

According to the thinking and logic of modern people, I don't owe you anything, and it is only right that I don't lend you money. Anyway, I no longer work in the transportation company. If you offend people, you can offend me. No matter how much you scold me, you can't hurt me.

However, in the 1980s and 1990s, people's thinking was not like this.

In the minds of people at that time, in which company you worked, you will always bear the brand of this company. If you are developed, then you should help your "mother family".

For example, if an employee of a state-owned enterprise is transferred to an agency and becomes a leader step by step, then the leader should strive for some benefits for the enterprise he once worked for. Failure to do so will result in a reputation for being ungrateful.

In the eyes of today's young people, this is quite an incredible thing. What does the unit that I worked in before have anything to do with me now?

However, at that time, this was a "universal value"!

So from the moment Luo Bing and the others found Li Weidong, Li Weidong was already in charge.

After pondering for a few seconds, Li Weidong asked, "Several masters, how many cars are you planning to buy? Are you planning to buy one for each person, or are you planning to have two people in a car?"

"It's better to have one per person." Luo Bing said.

"That's five cars! That's more than one million!" Li Weidong frowned, and then said, "I really can't borrow this money!"

"Xiao Li, I know this is a bit too much money, but you were also a dispatcher in the past. You must know how profitable it is for transportation. Don't worry, we will pay you back the money for the car within two years." Luo The soldier said.

Li Weidong shook his head: "Director Luo, don't get me wrong, I'm not afraid that you won't pay the money. I just think that this loan hole can't be opened easily!

It is true that we have friendship. Several old masters have indeed watched me grow up, but the entire transportation company, all those who are a little older, all watched me grow up, and they all have friendship with my family.

If I lent you money today, then tomorrow if other masters encounter difficulties and come to me to borrow money, do you want me to borrow or not?

There are seven or eight hundred truck drivers in the transportation company who can run freight.

If they all come to me to borrow money to buy a car, even ten Li Weidongs will not be able to help. So I definitely can't borrow this money. "

The four masters suddenly looked disappointed, and Luo Bing said: "Otherwise, you will borrow the money for our two cars first! We are two shifts to pull the goods."

"Director Luo, it's not a question of how much to borrow, it's a question of whether to borrow or not. As soon as the loan is opened, even if it is 10,000 or 20,000 yuan, it won't stop in the future!" Li Weidong said.

"That's okay, I understand. If our brothers think of other ways, we won't delay your fortune, Director Li!" Luo Bing snorted coldly, and even called Li Weidong "Director Li". .

Li Weidong smiled indifferently, and he said, "Director Luo, don't worry, I haven't finished my words yet!"

"What else do you have to say?" Luo Bing asked.

"Actually, I have a question. Why don't you go to the bank to get a loan to buy a car? When I was still in the transportation company two years ago, there were many self-employed individuals who would take a loan to buy a car and run transportation. You are all familiar with the routes. It's definitely easier than those self-employed people, right?" Li Weidong said.

"If I can get the loan, do I still need to come to you!" Luo Bing continued: "This year is not as good as it was before, in previous years, as long as you have a driver's license for a big car, you can get a loan to buy a car. Now, no certificate will work, and the bank will not approve the loan at all!"

"That's right, the bank is tightening money now! It's really not easy to approve loans now." Li Weidong continued: "Well, I have an idea, maybe I can help you."

"What's your idea?" Luo Bing asked immediately.

"You still go to the bank for a loan, and I will guarantee you. I am familiar with that President Wu, and if I guarantee the loan, the loan will definitely be approved. If you earn money, you will pay it back directly to the bank." Li Weidong said.

"You give a guarantee? Aren't you afraid that we won't pay the money? The bank will still have to ask your guarantor for the account!" Luo Bing said.

Li Weidong smiled slightly: "You are buying a car with a loan, and if you still don't pay the money, you must take the car away first, and if you don't have enough, you will find me as a guarantor. Besides, I am willing to guarantee you, just trust the masters, you It won't hurt me, Li Weidong!"

"Then you are not afraid to open this hole, and other masters will come to you to guarantee the purchase of a car in the future?" Luo Bing asked again.

Li Weidong said calmly: "I estimate that the tightening of the bank's money supply will not last long. Maybe next year, the loan policy will be relaxed again. Even without my Li Weidong's guarantee, the masters will be able to The loan is paid."

...

For Li Weidong, it is absolutely impossible to lend money to Luo Bing and others.

In Li Weidong's memory, the freight business of the transportation company has come to the brink of collapse. It will not be long before those drivers who run freight will have to be laid off.

If Li Weidong lends money to Luo Bing today, all those laid-off drivers will come to Li Weidong to borrow money in the future, and Li Weidong will not be able to bear it. Therefore, this loan hole must not be opened. Once opened, it is very difficult to close.

But Li Weidong had to help with this kind of thing, so Li Weidong pushed Luo Bing and the others to the bank and asked them to take a loan from the bank.

Although Li Weidong also has to guarantee Luo Bing and the others, the bank's lock-up of money is only temporary after all. After a year, the bank will no longer lock the money, and the loan will become easier. At that time, the laid-off drivers will be able to get the loan without Li Weidong's guarantee.

The next day, Li Weidong went to the bank and found the President Wu. One is to go through the formalities for the 50 million loan promised to President Wu; the other is to guarantee Luo Bing and the others to take out a loan to buy a car.

With Li Weidong's guarantee, President Wu approved a loan for Luo Bing and the others without saying a word.

After all the formalities were completed, President Wu did not let Li Weidong leave, but set up a banquet in the guest house of the bank to entertain Li Weidong.

With a loan of 50 million yuan, Li Weidong helped President Wu to complete the task. President Wu naturally had to set a table and get in touch with Li Weidong.

After a few glasses of wine, the names of the two also changed from "Mr. Wu" and "Director Li" to "Brother Wu" and "Brother Li".

The two chatted, and Li Weidong also began to speak slowly from President Wu.

"Brother Wu, it's really hard to get a loan from you now! I heard that many qualified loans were not approved now?" Li Weidong asked.

"How can I explain this to you!" President Wu organized the language and said, "A company with good returns like yours will not come to us for a loan because the bank's interest rate is too high, so come to our bank now. There are mainly the following types of loan companies;

One is really unsustainable. This type of enterprise has outdated products and poor management. Basically, it is in a state of waiting to die. It asks for a loan from our bank and has not put it into production. Anyway, the amount of production is lost. It is better to give workers money to pay back wages, or reimburse medical expenses.

In the past, when such a half-dead enterprise came to us for a loan, we basically gave a half discount. The enterprise asked for a loan of 1 million yuan, and we approved 500,000 yuan. After all, both companies and banks belong to the state. Even if we don’t approve loans, if they go to their superiors and the leaders come, we still have to approve them.

Now, if a company of this type wants to apply for a loan, it will definitely not grant a penny. If you want a loan, you must either repay the previous arrears first, or take the physical object as collateral.

The other is to operate temporarily difficult enterprises. Many of these enterprises are caught in triangular debts. They owe money to others, and others owe them money, so this type of enterprise is still profitable on the financial book. , Some profits are quite good, but the company's account is a poor jingle.

If such enterprises want to maintain production, they can only look to us for loans. However, the newly produced products from their loans are likely to enter the new triangular debt. The thing is sold, and the account is beautifully done, but I can't receive the money, what's the use? Therefore, we do not dare to approve new loans for such enterprises. "

Li Weidong nodded and asked again: "President Wu, you said about the triangular debt just now. Last year, we carried out a large-scale clean-up of the triangular debt in the whole city. I heard that the effect is quite good. There should be many enterprises. Can you repay the loan?"

"It was good at the beginning. A few funds were invested, some companies were revitalized, and some companies repaid their loans, but it didn't take long for those companies that paid back the money to borrow money again, because they were caught in a new In the triangle debt. In the final analysis, it is still a cure for the symptoms but not the root cause, and the root cause of the disease has not been found!" President Wu said.

"I also heard that our Dongcheng District mortgaged all the enterprises in the district to your bank in order to obtain funds?" Li Weidong asked again.

"You're talking about your Jinxing Agricultural Machinery Factory in Dongcheng District, right?" President Wu said.

Jinxing Agricultural Machinery Factory is the topic of interest to Li Weidong, but he still pretended to be chatting and asked, "How much is this agricultural machinery factory worth?"

"Your district used the Jinxing Agricultural Machinery Factory as collateral and loaned 10 million from our bank!" President Wu replied.

"Is the 10 million still up?" Li Weidong asked immediately.

"There's no money in the district, so what can I pay back?" President Wu pouted, and then said, "Only the 10 million interest is paid by the agricultural machinery factory itself!"

"Is the estimate of 10 million high or low?" Li Weidong asked.

President Wu shook his head: "This is really hard to say. Jinxing Agricultural Machinery Factory is a relatively large collective enterprise in Dongcheng District. If the plant, equipment, land, product technology, etc. add up, it will definitely exceed 10 million. But the key is that The agricultural machinery factory also owes a loan from the Agricultural Bank of China!

It seems like it was the year before last. In order to introduce a four-wheel tractor production line, Jinxing Agricultural Machinery Factory borrowed three or four million from the Agricultural Bank of China. The production line was installed and debugged last year, and it just started production in the second half of the year. After all, the time is too short, and the sales volume How is unknown.

If the four-wheel tractor sells well, then the Jinxing Agricultural Machinery Factory will be valuable. Even if a four-wheel tractor sells for 2,000 yuan, if it sells 5,000 units a year, it is 10 million yuan! It is estimated that it will take two years to make money from the production line.

But if the four-wheel tractor doesn't sell well, the Jinxing Agricultural Machinery Factory will be smashed. The agricultural bank's loan of three or four million will cost three or four million a year in interest, which may bring down the enterprise! "

Li Weidong nodded and said with a smile: "This is very interesting. Jinxing Agricultural Machinery Factory has mortgaged to you, and the agricultural machinery factory still owes money to the Agricultural Bank. If you take away the Jinxing Agricultural Machinery Factory, doesn't it mean that your bank owes money? ABC's money?"

"Yeah, so for us, the current Jinxing Agricultural Machinery Factory is a hot potato, and now we hope that the four-wheel tractors of the Jinxing Agricultural Machinery Factory can be sold better, otherwise, the 10 million we loaned out may be It's going to be a waste!" President Wu said with a bitter face.

"Brother Wu, don't worry, that Dongfanghong four-wheel tractor sells quite well. This shows that the market for four-wheel tractors is still very large. The tractors from Jinxing Agricultural Machinery Factory will definitely sell well!" Li Weidong said with a smile. .

"Brother Li, it's your auspicious word, come, I'll give you a toast!" President Wu picked up the glass.

But Li Weidong secretly said in his heart: "Brother Wu, you may be wrong, I am not Ji Yan, but poisonous milk!"

...

After drinking and eating, Li Weidong left the bank and returned home.

After drinking a cup of tea, Li Weidong slept in bed and didn't get up until after four o'clock in the afternoon.

After washing his face and sobering up, Li Weidong fell back into thinking.

"Luo Bing has already come to borrow money, and I don't know who will come in two days. It seems that I can't stay in this house anymore, I have to go out and hide!

Hey, what kind of thing is this? If you owe money to others, you can go out to hide the debt. I have money in my hand, so I have to go out and hide!

No wonder they donate to the school silently. It seems that I can’t leave a name when I do good things in the future, so I have to keep a low profile! The next time I donate, I'll get a sign saying "Good-hearted people donate XX money".

Then again, where should I go to hide? Otherwise, go to the Provincial Department of Foreign Trade to find Ma Dexing! Let's see if he has a new imported car over there. If there is a good car, I'll just change it! "

Li Weidong felt that the Big Blue Bird was not worth his current worth. Even if he didn't have a BBA, he still had to get a crown! If there is a BMW 7 Series or Mercedes-Benz S-Class, it would be better.

"The current Mercedes-Benz S-Class should still be the sixth generation. It's a bit early to buy it. When the seventh-generation S-Class comes out, I will definitely have to buy one. The seventh-generation S-Class W140 is the famous 'Tiger Head Ben'. But if I buy 'Tiger Head Ben', do I have to have a driver to make it look good?"

...

The next day, Li Weidong drove to Jicheng early in the morning.

Li Weidong is also an old acquaintance of the Provincial Department of Foreign Trade, and he came to Ma Dexing's office very well.

"Director Li, what wind brought you here!" Ma Dexing greeted Li Weidong to sit down.

"This is not to see you." Li Weidong continued: "By the way, let's see if the Foreign Trade Department has imported new cars this year."

"Want to change your car? Have you driven that car for a few years?" Ma Dexing thought for a while, then said, "I remember your car is a Nissan Bluebird? It seems that there is really no car in this year's car. Better than your car. By the way, there's a Ford bullet, would you?"

"Bullet? What do I want that thing for!" Li Weidong pouted.

The bullet was the MPV of that era. At that time, companies such as GM, Ford, Toyota, Renault, and Mercedes-Benz launched commercial MPVs successively, and they all used the arc-shaped front design, similar to a bullet, so domestic These models are collectively referred to as bullets.

Subsequent MPVs have basically abandoned the bullet design, and only Toyota's Previa is still using a similar design.

Ma Dexing took out a form from the drawer, glanced at it, and said, "Then you have to wait for the second half of the year. In the second half of the year, Toyota's crown will arrive in Hong Kong, and there will be a new car called Lexus."

"LS400?" Li Weidong asked immediately.

"Well, it says Lexus 400. I've never heard of this car! It's more than 600,000, more expensive than a crown." Ma Dexing said.

"This car is good, keep one for me." Li Weidong said immediately.

Lexus is Lexus. At that time, Chinese people generally called it Lexus, and LS400 was the first model of Lexus.

Although it is a new brand and new model, after all, it is backed by a giant like Toyota. The LS400 is still very good, and it is better than the Crown in all aspects.

"Okay, then I'll say hello to the customs side and leave one for you!" Ma Dexing nodded, then picked up another document, handed it to Li Weidong, and said, "Don't go yet, help me by the way. I'll look at this thing."

Li Weidong glanced at the result document, and said, "It's in Japanese?"

"Well, the Japanese interpreter in the hall is on maternity leave. I originally planned to transfer a Japanese interpreter from somewhere else. It just happened that you came, so I'll save my trouble." Ma Dexing said.

"I don't think the important documents in the hall are appropriate!" Li Weidong said.

"If it's an important document, I can't show it to you! This is a memorandum of negotiation with a Japanese company. You don't need to translate it in too much detail. Just give me a brief introduction to the above content."

Ma Dexing paused, and then asked: "Qingqi Motorcycle imported a light pedal scooter from Suzuki, Japan. The sales are very good, you should have heard of it?"

"You're talking about little Mulan!" Li Weidong said.

Ma Dexing nodded: "Yes, it's that thing, it's a little small, it's not expensive, and it doesn't need to be in gear, just turn the accelerator and run, it's more suitable for women to ride.

Taifeng Motorcycle Factory in our province also took a fancy to this kind of scooter with great market prospects, and then also found a Japanese company to introduce a production line. This is the negotiation memorandum with the Japanese side.

Regarding the introduction of production lines from foreign countries, we, the Foreign Trade Department, must know how the negotiation process was and whether there were any violations of diplomatic discipline during the period. I have read the Chinese version of the memorandum. It was recorded by the Japanese side. We have to look at it too, but there should be no discrepancy with the Chinese version. "

"I understand! Then I'll take a general look first, and then give you an introduction to what you believe."

After Li Weidong finished speaking, he quickly flipped through the Japanese memorandum.

However, when Li Weidong saw some of the key data above, he frowned.

"No, the data of this engine shouldn't be a scooter, right? Has the Taifeng factory been pitted by a Japanese manufacturer?"