Rebirth 2008: I Can Make Money Reading

Chapter 38 Car Buying Routine (Please recommend a ticket)

When the female salesperson heard this, the smile on her face just now became brighter, and she said with certainty: "It's definitely possible. If you buy it in the morning, it will definitely be done this afternoon.

"This is a high-end car, do you have a car?"

"Most people can't afford this kind of car, so there is only this one in the store. If you choose other colors, you have to make a reservation. Are you planning to pick up the car today, sir?"

Mu Yang pouted, and said, "I have this plan, but the discount is less, I feel that I might as well buy other brands."

The female salesperson heard that Mu Yang's desire to buy was very strong, but she tried her best to speak.

After some bargaining, the price of the naked car was basically set, and the discount was increased from 30,000 to 50,000.

If you have already selected a certain car, compare and bargain with other 4S stores in the same city, the effect is really good.

But a little caveat, it may be the same dealer.

Due to the high price of the Porsche Cayenne, the sales are relatively small, and other Porsche 4S stores are really out of stock.

After the preferential price was negotiated, Mu Yang wanted to take advantage of other gifts, and the salesperson also wanted to take advantage of other places.

After talking for so long, the saleswoman also knew Mu Yang's name, and asked, "Mr. Mu, do you need a mortgage loan, and there will be no interest for two years."

"Oh, the 30% off loan is free of interest, or only part of the loan is free of interest?" If there is really no interest for millions of dollars, Mu Yang doesn't mind the extra few thousand dollars in loan handling fees.

Normally, for a car loan of about 100,000 yuan, the handling fee is about 3,000 yuan.

The higher the quota, the higher the handling fee of course.

Mu Yang didn't plan to buy the car with the full price. If the full price is paid, plus all expenses such as purchase tax and insurance, it is estimated to cost 1.82 million yuan. If 10,000 yuan is used for investment, it may double in a year, and the interest money and handling fees are nothing at all.

Of course, the loan amount is in the millions, and the loan is only allowed when a high income or other asset certificate is required. Otherwise, the total price is so high that it is not so easy to get a loan.

If it is a car worth more than 100,000 yuan, just provide proof of income.

I asked about the company’s name loan to buy a car, and wanted to use it for tax deduction in the future, but the 4S shop actually asked him to provide tax payment certificates for the last three months, etc. The procedures were troublesome, and there was no way around it.

Mu Yang wants to buy a car with a loan, but currently he can only buy it in his own name.

Besides, there is a limit to how much tax can be deducted for buying a car, and the policy is quite complicated. He will still buy a car this year, and he will just buy it in the name of the company.

As for the interest-free loan mentioned by the salesperson, there is no such thing as a free lunch in the world.

I would rather believe that there are ghosts in the world than the mouth of the salesman in the 4S shop, so I must ask.

The salesman also didn't expect that this rich second generation quite understands these routines, and he can control so much money by himself without the company of his parents when buying a car.

The female salesperson didn't blush, and explained, "The free line is only 100,000, and the rest of the loans have very low mortgage interest.

Mu Yang reminded again: "I originally planned to buy the car with full payment, and it is not impossible to buy a car with a loan. I am very clear about your 4S.

I have bought cars several times, please make an accurate list first, including gifts, what brand, don't be different from what you said, and then sign in black and white! "

The saleswoman nodded, with a bit of bitterness on her face, she turned and left. After a while, she printed a list from the computer and showed it to Mu Yang.

Mu Yang checked each item one by one, and still found that there were still many differences from what he said at the beginning.

Some were dissatisfied and said: "Here it says two-year insurance, I only need one-year insurance."

"Mr. Mu, the insurance is usually for two years."

Mu Yang said dissatisfiedly: "I've said it all, it's not the first time I bought a car, I only have one-year insurance, industry regulations, I was fooled by you to ask for two-year car insurance because I don't understand, if it's okay, I'll trade it today, if it doesn't work, I'll switch to another brand. "

For car insurance, 4S stores must pay it, so there is no need to talk about it.

What customers can talk about is the number of years.

Mu Yang bought a car with his friends in his previous life. The naked car cost 130,000 yuan, and the two-year car insurance cost 130,000 yuan.

The type of auto insurance is your choice, but if you only pay for the first year, you generally choose more types of insurance, which costs six to seven thousand yuan a year.

But to renew the insurance in the second year, it may only cost three to four thousand yuan, and you can also ask the insurer for a rebate of six to seven hundred yuan, which can save thousands of yuan.

He asked for gifts that were not written. Many configurations were delivered by the 4S shop when buying the car. If the customer didn't ask, he would save the money.

Therefore, when buying a new car, it is best to get the help of experienced friends, otherwise, there will be too many routines in the 4S shop, it is impossible to guard against, and it is normal to be slaughtered.

"My time is limited, and the company still has business to discuss, so I just asked if it would be okay to buy one-year insurance."

The salesperson and the manager who came over to explain were held back, and it was the first time they met such an unreasonable customer.

"Okay, just one year's insurance." The 4S manager agreed with a crying face.

When Mu Yang sees the bad ones, he marks them with a cross. Maintenance and gifts are easy to say, some will be given to them, but they will earn less, so it is easier to accept.

"The loan handling fee is up to 6,000, and don't tell me that the loan percentage is 3%. I want to buy a car with a loan?

You think so.

Just 6,000 yuan as a handling fee, okay, just trade, and I will recommend my gang of wealthy friends to buy from you next time;

No, then the full amount. "

"Okay, okay." The manager maintained a smile on the surface, but he was so angry with Mu Yang in his heart that he really didn't want to talk about it, so he left directly, found a place to smoke a stuffy cigarette, and let his subordinates deal with it.

If the car only sells for over one hundred thousand yuan, the manager will definitely tell Mu Yang to go where he came from.

But even if a car with millions of dollars is sold in full, the profit is still very high.

After the two parties have negotiated, ask the salesperson to retype and sign.

If Mu Yang really doesn't do it, as long as he pays, he finally said that there are some gifts that he didn't mention, he has really encountered such shameless remarks.

The female salesperson said that to go through the formalities, the agency needs to pay 800 yuan for the temporary residence permit, but Mu Yang only paid 300 yuan.

I didn't need so much to just run off the road to get a stamp. Three hundred yuan is not bad, and it doesn't matter whether the car is expensive or not.

In the end, the landing price of the car was about 1.822 million, and 30% of the loan plus deed tax and other handling fees cost 680,000 yuan. The loan was 2 years and the monthly repayment was more than 50,000 yuan.

Sign the car purchase contract, swipe the card, and start the formalities.

It still took a long time to go through the formalities. Mu Yang sat in the VIP customer lounge of the 4S store for a long time, drinking tea, and took out the information in his backpack to read.

During the period, the female salesperson asked him to choose the official number of the license plate. If you add more money, you can get a better plate. Mu Yang saw a good triple number, AM666Y, and spent some money.

Lunch is also a free box lunch at the 4S shop.

At three o'clock in the afternoon, all the formalities were completed and the temporary license plate was completed. The female salesperson approached Mu Yang and said that it was completed and she could drive away.

The female salesperson brought a red cloth banner, hung it on the hood of the new car, and put a red hydrangea ball to take pictures with Mu Yang as a souvenir.

Mu Yang felt like a micro-business just short of a red banner saying "Congratulations to Mr. Mu for mentioning a car".

After taking pictures, the salesman handed over the car keys to Mu Yang, and asked him to count the gifts by the way.

At this time, the car in front of him is Mu Yang's true possession.

Car mats, steering wheel covers, on-board recorders, etc., were all installed for Mu Yang.

It's just that baking the car film is time-consuming. The female salesperson asked him to wait for the real license plate and then drive over when he is free. It will take about half a day.

Mu Yang tore off all the plastic protective film on the seat, started the car, left the 4S shop, stopped by the gas station to fill up the gas, and today's car purchase is over.

The Porsche Cayenne uses No. 97 oil instead of No. 92 a few years later. The current oil price is 5.44 yuan per liter, and the fuel tank of more than 90 liters costs about 500 yuan to fill up.

If it will be in 2022, it will soar to nearly nine yuan!

When crude oil rises, I also rise, and crude oil has an impact on me. I will not drop crude oil, I am different from crude oil.

Mu Yang occasionally made complaints about it.

Speaking of new cars, the running-in fuel consumption is very high, and the comprehensive fuel consumption in the urban area is about 20L, which is quite different from the official specification of 13.7L. A full tank of fuel can only drive four to five hundred kilometers, which is too much fuel.