I Want To Be a Rich Man on Hong Kong Island

The two Zhuang brothers returned to the headquarters of Hang Lung Bank on Pedder Street in Central. Looking out from the car window, several long lines lined up at the entrance of Hang Lung Bank, which made them tremble with fear;

Zhuang Rongkun quickly said: "Guan Zai, the car parks in the basement!"

What a joke, if the two brothers walked through the main entrance and were seen by people who knew them, they would not be surrounded and questioned, and they might even be beaten.

The driver, Guan Zai, turned the steering wheel quickly and drove towards the basement driveway.

Back in the office, a group of managers came to report bad things one after another, which made the two of them feel more and more heavy;

At this time, the management had to delay the withdrawal as much as possible.

After they all left, Zhuang Rongkun said: "Even if we reduce the withdrawal rate, I'm afraid we can only last for two days; the important thing is that we are being watched by the Hong Kong government. Once we stop withdrawing money, we will be taken over by the Hong Kong government immediately."

Zhuang Qingquan didn't know how to answer immediately, because he couldn't think of any other way!

In fact, the two brothers own more than one bank. In addition to Hang Lung Bank, they also acquired a large number of shares in overseas trust banks.

[In the previous life, in 1985, the Overseas Trust Bank was also taken over by the government due to its bankruptcy; I don’t know whether it is the Zhuang’s bad luck, or they have their own problems? 】

Zhuang Rongkun thought for a while and said, "Why don't we sell Hang Lung Bank! As Wu Guangyao said, after the Hong Kong government takes over Hang Lung Bank, they won't pay us a penny."

Zhuang Qingquan said unwillingly: "What kind of thing is this? All the bad things have been spread on our heads. Xie Liyuan Gold Shop and Dalai Finance, these two companies are really bad things!"

They are all dead, can they die again?

Zhuang Rongkun also hated it. The strength of Hang Lung Bank is second only to Hang Seng, China Everbright, and East Asia, and ranks fourth in Hong Kong Island. willing!

After being silent for a while, Zhuang Rongkun gritted his teeth and said, "Sell, we will go to negotiate with Lei Hong tonight!"

 …

"What? 120 million Hong Kong dollars? Manager Lei, did you make a mistake? Before the real estate crisis, Hang Lung Bank was a listed company with a market value of 1.5 billion Hong Kong dollars; now even if it loses about 600 million Hong Kong dollars in assets, the remaining net assets are at least four to five Hong Kong dollars !" Zhuang Qingquan almost jumped up and said angrily.

Lei Hong ignored Zhuang Qingquan, and continued to Zhuang Rongkun: "For the price of 1.2 Hong Kong dollars, you have to sign a letter of commitment, and there are no other losses or bad debts."

Zhuang Rongkun said: "If the invested real estate continues to generate losses, does it count?"

Lei Hong said: "It doesn't count! This is a normal investment!"

Zhuang Rongkun said: "We can sign a letter of commitment, but the price of 120 million Hong Kong dollars is really too low; Manager Lei, isn't this a bit of taking advantage of others?"

Lei Hong said with a smile: "If you want to understand this way, then this negotiation should end now! To tell you the truth, I don't want to take over the mess of Hang Lung Bank at all; if it weren't for our boss's soft heart, I wouldn't bother to come and talk to you It's a waste of time!"

Zhuang Rongkun suddenly smiled wryly, it turned out that he really didn't like Hang Lung Bank!

Thanks to my brothers, I thought,

Everbright Bank is suspected of wanting to take advantage!

Zhuang Rongkun said quickly: "Manager Lei, we sold it! We have a bad attitude, please understand our brother's feelings."

Lei Hong nodded, and said seriously: "Okay, I understand the feelings of the two of you! But I also advise you to stop the loss in time if you fail, or you will lose even the last penny."

 …

Ah Lei is a member of the crowd in Hong Kong. He is an ordinary office worker. He earns 2,000 Hong Kong dollars a month for working in the factory, and his wife also earns 1,500 Hong Kong dollars a month. The family income is 3,500 Hong Kong dollars a month;

The elderly in the family help take care of the children, send them to school, and the family can save 2,000 Hong Kong dollars a month;

Since getting married, Alei's family has saved 100,000 Hong Kong dollars, originally planning to change to a bigger house, so the family can live in a small house of 400 square feet;

But the housing prices in the past few years have risen so high that Aleigh is not willing to make a move;

After all, changing a 400-square-foot house to a 600-square-foot house is expected to cost about 150,000 Hong Kong dollars;

If loan, need more!

Therefore, as an ordinary citizen, it is difficult to make such a decision!

More than a year ago, Hang Lung Bank coincided with the launch of high-interest deposits, with an annual interest rate of up to 7%, which is 2 points higher than other banks;

Aleigh chose to save for a fixed term without hesitation, and the deposit was for a two-year fixed term.

Earn some interest, this is the only means of investment for ordinary people!

But the one who suffered a thousand dollars has now encountered a bank run, and it is the bank where he saved;

After Ah Lei heard the news, he immediately asked for leave from the factory and came to Hang Lung Bank overnight to queue;

This row is 2 days and 1 night;

However, it's finally my turn!

After a while, A Lei's wife, A Hong, found him with some snacks;

Although she was heartbroken by her husband's haggard look, Ah Hong became resolute when she thought that the 100,000 deposit might be gone.

"Aleigh, eat something!"

"Don't eat, didn't you see it's almost my turn!"

Seeing that there were still seven or eight people in front of the team, Ah Hong suddenly became happy.

"Then I'll wait until you finish taking it!"

Aleigh nodded absently, looking straight ahead of the team;

At this time, if someone dares to jump in line, I can fight him desperately!

After a while, it was finally Aleigh's turn;

A Lei couldn't wait to sit on the seat, handed over the deposit slip, and said, "I want to withdraw all the money in it!"

The salesperson squeezed out a smile helplessly, this was the most common sentence I heard these days.

The salesperson had no choice but to slow down and delay the time according to the instructions above;

A Lei didn't dare to get angry, what if he didn't get it for himself, besides, now that he is sitting here, he can always get it.

"Mr. Lei, yours is a two-year fixed term, and it will expire in three months! If you withdraw it now, you will lose 14,500 Hong Kong dollars in interest, what a pity!"

"It's okay, I want to remove them all, I'm in a hurry!"

In fact, Ah Lei was so heartbroken that he couldn't breathe, it was close to 15,000 Hong Kong dollars!

This is my 8 months salary!

"If you need money urgently, you can borrow it from relatives and friends first! Don't worry, we have sufficient savings here, and everyone is listening to rumors from outside..."

"Miss, please give it to me quickly! My father is still lying in the hospital waiting for help......"

There is no way, in order to get money, A Lei can only betray his father!

The salesperson can't help it, and besides, the goal has been achieved, everyone wasting some time, it can be regarded as giving the company some time!

"Okay! I'll check it out for you right away, just wait a moment!"

Ten minutes later, Ah Lei finally took a deposit of 100,000 Hong Kong dollars, and happily walked towards the door!

"Ah Hong, I got the money! Great!"

"That's great!"

The couple almost hugged each other and wept, tears of happiness!

Suddenly, the two heard a loud voice, shouting from a loudspeaker;

"Dear citizens! I have good news for you. Hang Lung Bank has been fully acquired by Everbright Bank. Everbright Bank's commitment to Hang Lung Bank's responsibility is the responsibility of Everbright Bank. In short, you don't have to worry about not being able to withdraw your deposit! Already on the way, coming here soon."

Thunder on the ground!

The people in line looked at the source of the voice, which was a group of management from China Everbright Bank and Hang Lung Bank;

Someone couldn't wait to ask: "Is Mr. Wu Guangyao's China Everbright Bank buying Hang Lung Bank?"

The management picked up the loudspeaker and said loudly: "Is there another China Everbright Bank in Hong Kong Island? Yes, our boss is now Mr. Wu Guangyao. He already knows about this. Now please rest assured that there will be no money. Sorry everyone! The banknote truck will come later, everyone can take a look, it is the banknote truck of Everbright Bank. Moreover, our Everbright Bank’s cash flow is definitely the largest in Hong Kong, even surpassing HSBC Bank, so don’t worry !"

The management bragged casually, and no one knew about Everbright Bank's cash flow!

No one has ever suspected that China Everbright Bank will be short of money, because they know that the boss of China Everbright Bank is not short of money, and the charity alone costs hundreds of millions of Hong Kong dollars every year!

"My interest!" Ah Lei yelled loudly, and then a big man burst into tears.

Ah Hong was also stunned at the side, and then sobbed.

A group of people queuing looked at the two couples one after another, and discussed back and forth.

"What's going on? Isn't this a good thing?"

"What's the matter! What these couple are holding is just withdrawn money. It must be a fixed-term deposit, and it is a fixed-term deposit that has just expired. There is no interest if the fixed-term deposit is withdrawn in advance!"

"Ah! I don't want to line up anymore, I don't want to withdraw money!"

"Look and talk, I'll leave when the cash truck arrives!"

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