I Want To Be a Rich Man on Hong Kong Island

The President of Chiba Bank, Yuya Taue, warmly received Norio Oga, President of Sony;

Behind Sony and Lenovo, there is no consortium;

It is precisely because of this that it has become the target of the big Japanese banks;

After all, such a large company needs a huge financial service business, so there is no reason for everyone not to get along well.

After a simple greeting, Norio Ohga said: "President Tian Shang, I came to your bank this time because I have a financial business that I want to entrust to your bank!"

Tian Shangyu also had a smile on his face instantly, and said enthusiastically: "Thank you for your trust, President Dahe, please tell us that we will definitely give your company the greatest discount and establish a long-term cooperation model."

Norio Ohga couldn't help but think of the task assigned by the chairman this time, which was actually to buy more than 600 million US dollars of gold futures from Chiba Bank in the name of Sony Corporation.

The president’s reason is very simple. Many electronic companies in Japan are developing in diversification, some of them are buying real estate, some are investing in other projects, so Sony can’t lag behind;

Moreover, Sony has a financial department, so the chairman's reason is sufficient;

The only thing that makes Norio Ohga uneasy is, is it too dangerous to take out 300 million U.S. dollars to buy long positions in gold with 3 times the leverage?

However, although there are many doubts within the company, it is not enough to disagree with the chairman in this regard;

300 million US dollars is not too much, and Sony's annual profit is more than twice that of his!

Norio Ohga said: "That's right, Sony has plenty of cash flow, and now I want your bank to help us buy more than 900 million US dollars of gold futures. If the price is below 430 US dollars per ounce, you can help us win it!"

Tian Shangyu was also shocked, this business is really big, and if he establishes a financial partnership with Sony, will he worry about not having such a big business in the future?

"No problem! We will try our best to help your company buy long orders of gold as soon as possible!"

"With 300 million US dollars in cash, your bank needs to provide 3 times the leverage!"

"No problem!"

Soon the two sides reached a cooperation agreement, and signed a formal document the next day!

.....

Tokyo, Guangyao Family Office.

Wu Guangyao is checking the family office in recent years,

The situation of the property purchased for oneself;

High-end residences, commercial buildings, and land are the main components of these properties, with a value of more than 7 billion U.S. dollars (the cost is 5 billion U.S. dollars);

The funds for purchasing these properties were borrowed by Wu Guangyao by pledging the shares of Lenovo Group;

However, this year, after returning the funds, it has basically been paid off.

Gold + oil has brought Wu Guangyao a cash flow of 50 billion U.S. dollars in the past few years;

At present, this fund has spent about 10 billion U.S. dollars, repaying the principal plus interest of major banks in Japan totaling 6 billion, and the UK has invested 4 billion U.S. dollars.

The Wu family still has a cash flow of more than 40 billion US dollars. Currently, the investment department of the family office is investigating all over the world and will invest heavily in real estate, mining, energy and other fields.

Called Smith, the director in charge of investing in the Japanese business, an American investment talent.

Investing in Japan's business is mainly in the two fields of real estate and stocks. In terms of funds, a full amount of 15 billion US dollars has been arranged;

Of course, this amount of funds can only be said to be a big buyer and will not affect Japan's economy;

Because of the peak of the bubble, the total value of Japan's real estate is 20 trillion US dollars, and the stock market accounts for 47.5% of the world;

At that time, Wu Guangyao will sell more than 100 billion US dollars of assets, and it will not cause too much sensation.

"Is there enough manpower?" Wu Guangyao asked first. Such a large investment fund naturally requires a lot of manpower.

"Well, we have hired a lot of outsiders to assist us, and there is no problem at present!"

External staff are employed by the family office, but they are not the elite of the family office!

Every member of the 'Guangyao Family Office' is a top talent, and the family office has a total of 210 employees;

However, the investment required is large, the area is wide, and the projects are complex, which naturally requires a lot of manpower;

Therefore, the scale of these external personnel will become larger, and it is estimated that there will be hundreds of people;

This is not counting the people who cooperate indirectly, otherwise the number will be more than a thousand.

"Investing in residential buildings, commercial buildings, and the location of the land is very important. Try not to leave Tokyo. Of course, Osaka can also consider a very small part."

"Boss, don't worry, the real estate market in Tokyo is huge, and we will select investment properties in the Tokyo area!"

Wu Guangyao added: "Now you go to Chiba Bank to borrow 1 billion US dollars to invest in projects in Japan!"

Smith nodded. As the person in charge of the Japanese business department, he knew about this operation;

I was curious, would Chiba Bank fall for this boss's bait?

.........

Chiba Bank

Tian Shangyu also felt that Chiba Bank had started to get lucky recently, and met big customers one after another.

The family office of the world's richest man wants a $1 billion loan from Chiba Bank to invest in projects in Japan;

Yu Tian was also overjoyed. You must know that the family office had loaned 5 billion US dollars to Japan in the past few years;

After the funds were returned as scheduled, several large banks that provided loans received US$1 billion in interest.

Smith said to Yuya Tianshang: "President Tianshang, we need your bank to transfer this loan to our account within a month; can your bank take this loan?"

There is a reason not to eat the fatty meat delivered to the door, and Tian Shangyu also said quickly: "No problem! Our Chiba Bank has the strength to undertake this loan!"

The Tokyo property assets taken by the family office are used as collateral, which is regarded as a high-quality asset in the eyes of Japanese bankers, so the loan is naturally worry-free!

Similarly, the amount of US$1 billion for this loan was also determined based on the financial situation of Chiba Bank.

With $1 billion in cash in just one month, this bank will have a headache!

.........

After everything was laid out, Wu Guangyao asked Sony to pay close attention to Chiba Bank, and urged Chiba Bank to help Sony purchase long orders of gold futures as soon as possible;

On the other hand, the family office reminded Chiba Bank that the loan amount should arrive as soon as possible and wait for the investment project.

For a while, Chiba Bank fell into a predicament;

Tian Shangyu also held a high-level meeting to discuss countermeasures.

After Tian Shangyu also explained the situation, he said: "The situation is like this, everyone think of a way!"

"How about finding other banks to unwind some of the funds?" said one executive.

Tian Shangyu also shook his head and said: "I have thought about it too, but everyone has never thought about it. If this matter is exposed, our strength will be questioned, and others may not choose us for the next loan; Find other banks to dismantle it, and once the lender is leaked, they can come to the door and make a loan directly to the Wu family."

A management said: "The current price of gold has dropped to 375 US dollars per ounce, which means that the 300 million US dollars purchased for Sony has already incurred a lot of losses! Have you ever thought about whether gold will rise again? ? The rise of gold last year was a kind of bubble, but now Sony still thinks that gold will continue to rise, I am afraid it is doomed to lose money!"

Everyone heard the words and fell into deep thought!

After a long time, Yutae Yu also said: "You mean, our bank took Sony's long gold orders, and did not really buy gold futures orders in London and New York?"

The management said: "Yes, our bank issued Sony's gold futures receipt. To put it bluntly, it is a note from our bank. Now our loan funds are still short of 200 million US dollars, and Sony's funds are just left. 200 million US dollars will be temporarily used for loans. We must know that 10 points of annual interest is a stable profit; and the decline of gold is also a trend, Sony is destined to lose money, we will not buy subsequent gold futures, we only need to give Sony the receipt Just prove it. In the end, we may be able to earn both the Wu family's money and Sony's money."

Everyone was shocked, and the soldiers made a dangerous move!

But it seems very reasonable, the decline of gold is the trend, and only Sony would think that gold will rise!

However, this is a big matter, and Tian Shangyu also hesitated for a while!

A senior executive said: "President, the temporary embezzlement will definitely not have any impact, we can wait until the funds are sufficient, and then make up these lists!"

For a while, many executives began to think about it!

Yu also decided to take a gamble!

In fact, if Chiba Bank is not fooled by this trick, Wu Guangyao still has the next trick;

That is, when the price of gold reaches around 700 US dollars per ounce, they will go to Chiba Bank again to buy gold futures empty orders;

Repeatedly putting bait in front of Chiba Bank, if the management of Chiba Bank is not tempted, there will only be a hostile takeover!

It's just a gamble, Chiba Bank is not greedy!