I Want To Be a Rich Man on Hong Kong Island

Chapter five hundred and twentieth [Prayer's ambition! 】

The latest website: On the same day, because of the high interest, everyone came to the island again;

Visited the under-construction Cheung Kong Building (Central's "King of Land"), Lane Crawford Building and Lane Crawford Plaza and other major projects under construction;

It wasn't until it was dark that everyone found a restaurant with unsatisfactory intentions, and had a good drink;

It's been a wonderful weekend!

 …

"Haha, my red shadow has won another game!" Wu Guangyao laughed unscrupulously in the stands.

In the VIP stand, a group of Hong Kong Island tycoon-level figures sent congratulations one after another!

Madden said: "It's amazing! It's unbelievable to win five games in a row under the new competition system!"

At this time, the new competition system of the Jockey Club has changed a lot compared to before:

First of all, horse racing is professionalized, and horses are managed in a unified manner; the horse club eliminates low-quality horses, and the horses participating in the competition are all good horses of similar strength; The saying that winning the lottery depends on luck!

Secondly, peripheral betting points have been added, no longer limited to the racecourse; at the same time, the entire Jockey Club is equipped with a lot of computers, and TV stations have also begun to broadcast live horse racing; in this way, the participation enthusiasm of Hong Kong residents has greatly increased.

Wu Guangyao said: "Indeed! And I seem to have won the lottery. I'm afraid there will be a bonus of tens of thousands of Hong Kong dollars!"

Qi Dezun joked: "For Mr. Wu, tens of thousands of Hong Kong dollars are probably not happy to pick up if they fall on the ground!"

Wu Guangyao responded: "Even if it is a few Hong Kong dollars, I will pick it up! I am in a different mood. The wealth I got by accident is the happiest thing! By the way, Mr. Qi Dezun, the Shanghai-Shanghai Joint Communiqué has come out." Now that the general environment is stable, it seems that the stock market and real estate on Hong Kong Island will become more and more prosperous!"

Seeing Wu Guangyao mentioning the stock market and real estate, Qi Dezun suddenly became energetic;

"Mr. Wu, are you optimistic too?"

"Looking at what you said, I have always been optimistic about the real estate and stock market in Hong Kong Island. Don't you say that I am a big friend of real estate!"

Qi Dezun said meaningfully: "Mr. Wu is not only a good friend of Hong Kong's real estate, but also a good friend of the stock market!"

Wu Guangyao waved his hand,

He said openly and aboveboard: "I don't speculate in stocks, I only invest! For example, Hutchison International, I saw it at the beginning. Under your management, Hutchison International will definitely achieve a lot! No, it has earned me three times the profit !"

Wu Guangyao has legitimately become a shareholder of Hutchison International, because his shareholding has reached 15%;

Qi Dezun is not overly wary of Wu Guangyao, because he owns about 30% of the shares, and HSBC also owns 18% of the shares;

The most important thing is that at this time, the market value of Hutchison International has reached 5.5 billion Hong Kong dollars;

As long as Wu Guangyao is not stupid, he will not spend a lot of money to buy;

Because once the acquisition war starts, the market value of Hutchison will reach 10 billion Hong Kong dollars;

Even if you are the richest man, are you willing to pay this price?

"Mr. Wu, Hutchison International is developing so well, and you are an important shareholder, can you borrow some funds from your Everbright Bank for the development of Hutchison Foreign Bank?"

Here we come, Wu Guangyao said in his heart!

This is what I want!

Wu Guangyao said with a smile: "The market is just right, so we can consider it. We also need to find a safe way out for our bank's funds; you can go to China Everbright Bank and talk to President Lei when you have time! Personally, I am very optimistic about Hutchison International in principle. , I think you will get your wish!"

In fact, Wu Guangyao has already told Lei Hong that if Qi Dezun wants to borrow money, he can consider it within 500 million Hong Kong dollars;

Moreover, low-interest loans should be used, so that Hutchison International can pay off the high-interest loans of HSBC;

However, the shares of Hutchison Matheson must be used as collateral!

At this time, HSBC had a new idea, so why didn't Wu Guangyao have a new idea?

Hearing Wu Guangyao's words, Qi Dezun was overjoyed!

As an ambitious executive of a foreign firm, what he lacks most at this time is funds;

As long as you have funds, you can invest in the stock market;

As long as there are funds, you can speculate on the market value of Hutchison, and then issue new shares, and the funds obtained will continue to annex other companies;

As long as there are funds, everything is not a problem, even if it surpasses Jardine Matheson;

Qi Dezun finally understood that Jardine Matheson did not wake up because of the loss of Wharf;

The investment of Jardine Matheson is still conservative. If this continues, Hutchison Matheson will definitely surpass Jardine Matheson.

 …

China Everbright Bank

Lei Hong sat in his office and received Qi Dezun.

"President Lei is very capable! Everbright Bank's loan funds in the past few years are probably among the top three on Hong Kong Island!" Qi Dezun said in admiration.

People outside are rumored that since the past few years, China Everbright Bank has issued loans to the real estate industry and industry on a large scale;

And the past few years have coincided with the explosion of real estate and industry on Hong Kong Island, so China Everbright Bank will naturally not have a few bad debts;

It can be said that Everbright Bank has made crazy profits in recent years!

You know, in this era, the loan interest can reach more than 14%, while the deposit interest is only about 4%;

Therefore, some citizens of Hong Kong Island use their funds to speculate in stocks and reduce their deposits!

"It's all rumors. Our Everbright Bank lends strictly in accordance with the system and regulations; although we welcome customer loans, we are very strict in terms of review and mortgage."

Lei Hong first denied the large-scale loans, after all, once it gets out, the depositors of China Everbright Bank will still be worried;

Then he said that customer loans are welcome, but he mentioned review and mortgage!

Qi Dezun said: "Haha, your bank is worthy of being a model of Chinese banks in Hong Kong Island!"

Lei Hong said modestly: "We are still newbies, so we need to be cautious everywhere! By the way, my boss said that Mr. Qi Dezun intends to take out a loan, right?"

Nonsense, what would I do with you if I don’t get a loan? Qi Dezun thought so in his heart!

"Well, Hutchison would like to borrow 200 million Hong Kong dollars from your bank. The main purpose of this fund is to strengthen Hutchison's real estate, trade, retail and other aspects."

I'm afraid it's stock trading and acquisition of companies! Lei Hong's heart became active, but no matter what the purpose was, he would lend it to this ghost.

In fact, Lei Hong didn't care at all what Heji did with the money, because he knew that the boss wanted Heji Matheson to spend the money in a cool way, otherwise, how could he swallow such a giant as Heji Matheson?

"With Hutchison's current strength, there is indeed no problem with a loan of 200 million; however, the procedure still needs to be followed; may I ask what your company will use as collateral."

Qi Dezun had been prepared for a long time, and took out a stack of equity documents of the subsidiary company and handed it to Lei Hong;

Unexpectedly, Lei Hong frowned more and more, and finally stopped watching;

"I am dissatisfied with Mr. Qi Dezun. These companies are really not enough to mortgage 200 million Hong Kong dollars. After all, they have uncertainties! If your company wants to take equity mortgages, it must be Hutchison International's equity mortgages; .”

After the two argued, Lei Hong insisted that these companies were too unreliable, and Qi Dezun reluctantly agreed to use 10% of Hutchison International's stock as collateral;

Although 10% of Hutchison International's shares currently have a market value of more than 500 million, it is already very good that this thing can mortgage 200 million Hong Kong dollars!

"No problem! Mr. Qi Dezun, what is your loan interest rate at HSBC?"

Qi Dezun was stunned, because the question Lei Hong asked was really unprofessional;

"Because our two families have a very close relationship, HSBC gave us a low-interest loan of 11%!" Qi Dezun deliberately said 2% less to put pressure on him.

Originally, I wanted to say less than three or four percent, but Qi Dezun was afraid that Lei Hong would not believe it!

After listening to Qi Dezun's words, Lei Hong smiled, and said: "Mr. Qi Dezun, it is like this. Our bank deposits have skyrocketed recently, and we urgently need to find an outlet for funds. If Hutchison is willing to borrow 400 million Hong Kong dollars from us, we will I am willing to give you 8% interest; in this way, you can pay off the HSBC loan first, and save a lot of interest!"

After listening to Lei Hong's words, Qi Dezun asked tentatively: "Your bank's deposits have skyrocketed because of Mr. Wu's deposits!"

Lei Hong didn't speak, saying that it was a secret, but judging from his expression, it seemed that Qi Dezun's statement was confirmed.

Qi Dezun said in his heart, what everyone knows, you still refuse to admit it yourself.

How did he know that Lei Hong himself was a conservative banker, the opposite of Liu Yu from Everbright Securities.

Qi Dezun thought for a while, this loan is really cost-effective, even if he does not repay the 200 million loan from HSBC Bank, he can spend the money himself.

"Okay! We, Hutchison Bank, are willing to become a major customer of China Everbright Bank, and hope that we can continue to cooperate in the future!" Qi Dezun said without any hesitation.

"Haha, that's great! However, this equity has to be mortgaged by 15%, I believe you can understand!" Lei Hong said appropriately.

At this time, Qi Dezun had some doubts in his heart, but soon sneered in his heart;

Even if Wu Guangyao is greedy for Hutchison Co., Ltd., Hutchison Co., Ltd. can borrow 400 million Hong Kong dollars from HSBC at any time.

With these hundreds of millions of Hong Kong dollars, Hutchison will be able to mobilize investment of more than one billion, or even billions of dollars in projects;

At that time, the strength of Hutchison \u0026 Co. will soar, which bank is not good at lending money!

The thought of Qi Dezun is the same as that of a gambler;

As long as you win, what does it matter how much money you borrow?

Gamblers don't think about what to do if they lose, otherwise they won't drive themselves to a dead end!

After the two parties agreed in the office, they agreed to sign a formal contract the next day;

Qi Dezun even planned not to inform HSBC, after all, this is a private matter of Hutchison \u0026 Co.!

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