I Want To Be a Rich Man on Hong Kong Island

"I want to be a wealthy family on Hong Kong Island ()"!

Central Queen's Road, Hang Seng Bank.

He Shanheng, He Tian, ​​Li Guowei and others are discussing to register Hang Seng Bank as a limited company with a legal person organization.

The Hong Kong government promulgated the "Banking Ordinance" for the first time in January 1948, stipulating that one only needs to apply to the Governor and the Executive Council and pay a license fee of HK$5,000 per year to obtain a banking license and operate the banking industry.

There are no specific regulations on the specific business that banks operate.

It is so easy, why not change Hang Seng Bank into a bank and continue to use the name of Bank?

It turns out that although the Hong Kong government does not have specific laws to regulate the business of banks, it has practices;

This practice was brought by early foreign-funded foreign firms and became the practice model for all banks on Hong Kong Island;

This invisible binding force makes Chinese bankers who have no modern financial concepts feel quite inconvenient.

The vast majority of Chinese bankers regard the practice of banks as fearful of the road, and continue to use bank accounts.

It is obvious that the bank's experience is flexible; but it is also obvious that the bank's reputation is not good.

As a veteran financier, He Shanheng is obviously aware of this problem, but he still chooses the bank account because he thinks that the Hang Seng bank account should be developed in a cyclical manner and cannot blindly enter the banking industry.

Hang Seng Bank needs to slowly and steadily bring the mechanism into the bank's orbit, so as to avoid the pain of change and develop at a high speed in the future.

The details were almost discussed, and He Shanheng suddenly asked: "Wu Guangyao said before that he wanted to buy shares, what do you think?"

Everyone in the conference room was a little cold. Wu Guangyao is not an ordinary person. He was just promoted to a 'Justice of the Peace' last year, and he is in full swing.

Let him join in, I don't know if it is to lure the wolf into the house, or to add to the cake.

He Tian said: "I was also there when Wu Guangyao proposed to buy shares. It didn't look like a joke. If we refused rashly, we might offend him. If we let him join, we are afraid that he has some schemes. In my opinion, let's let him have 5% of the shares, so that we can use his fame to promote Hang Seng Bank in the future."

At this time, everyone in the meeting room still has a question: that is, businessmen from Jiangsu, Zhejiang and Shanghai, after losing the gold war, few people entered the financial industry on Hong Kong Island;

certainly,

Because the vast majority of Hong Kong Island are Cantonese, those bankers in Shanghai are afraid of opening a bank, and those Cantonese who don’t come to take care of their own business are obviously wasting money!

What kind of calculation is this person playing?

Seeing that everyone was a little afraid of Wu Guangyao, He Shanheng couldn't help feeling a little helpless!

It is said that Hong Kong Island is the Hong Kong Island of Cantonese people, but now there is a Zhejiang man who has so much wealth and power that it is no longer comparable to a few wealthy Cantonese.

A fleet of 100 million US dollars alone is enough to make all Guangdong people on Hong Kong Island feel ashamed!

But it just so happens that other people have that courage. The important thing is that HSBC actually agreed to borrow money, which has to be daunting!

If it was all Wu Guangyao's own funds, some people might still be jealous, but these are all loans from HSBC Bank, who would dare to touch the tiger's beard?

To oppose Wu Guangyao is to oppose HSBC!

After all, Wu Guangyao owed nearly US$7,000 to HSBC. Hong Kong people even speculated that HSBC would send someone to protect Wu Guangyao 24 hours a day.

Of course, this is just a joke!

The force around Wu Guangyao is not weak, the Hong Kong government is turning a blind eye!

"Let's do this! Let's make an appointment with Wu Guangyao, and we will tentatively decide on 5% of the shares, with a maximum of 8% of the shares. This is our bottom line." He Shanheng finally set the standard.

Cooperating with Wu Guangyao naturally has advantages and disadvantages; the fewer shares, the less disadvantages!

 …

Yunsheng Tea House

Wu Guangyao sat at a table with several executives of Hang Seng Bank, eating Cantonese dim sum and drinking Cantonese afternoon tea.

I couldn't help expressing emotion: "When I arrived in Hong Kong Island, I found that I was like a Cantonese native. I had to speak Cantonese at home, and I had to speak Cantonese with my friends. Occasionally I was a fake foreigner, and I spoke English, but Jiangnan dialect was rare. Say it a few times."

"Guangyao, your Cantonese is very upright, and your wife is from our Cantonese province, so you must be considered half a Cantonese!" He Shanheng joked.

"It took me four months to learn Cantonese, otherwise it would be difficult for me to move a single step on Hong Kong Island in 1947!" Wu Guangyao sighed again.

Back then, in order to learn Cantonese, I communicated with the gold and silver shop staff on Wenwen East Street every day, and I was almost scolded away by others.

"What, you learned Cantonese in four months?" Li Guowei looked incredible.

Wu Guangyao was a little baffled. Could it be that he was too stupid to make this future banker feel unbelievable?

"The main reason is that Cantonese is more difficult to learn. It is much easier for me to learn Japanese, English, and German. In just over three months, I can communicate with people simply!" Wu Guangyao defended himself.

I am so successful, how can I be ridiculed because of a small language learning?

Seeing Wu Guangyao's serious expression, a group of people were obviously not joking with everyone, and suddenly felt speechless!

Genius, absolutely genius!

"It took me a year to learn English, so I learned it quickly. Mr. Wu is simply a genius!" Li Guowei couldn't help but sigh.

It turned out to be like this, Wu Guangyao let out a long sigh of relief!

"Could it be that you are planning to set up a bank when you ask me out?" Wu Guangyao said intentionally without knowing it.

He Shanheng shook his head and explained to Wu Guangyao that this time it was just a registered legal representative limited company, which was regarded as preparation for becoming a bank.

"Everyone is really thoughtful. If it were me, I would have plunged into the bank's arms!" Wu Guangyao praised.

After listening to them, they didn't feel proud. This is obviously the humble words of this person!

Any industry under this man is worth the Hang Seng Bank!

"Guangyao, may I ask, why are you interested in our Hang Seng Bank? If you are interested in the bank, you are fully capable of opening one directly. I believe that many businessmen and people are willing to take care of your business!"

Uh, Wu Guangyao asked this question!

I can't tell them that I want to have the Hang Seng Bank in my pocket, I'm afraid that some of them will turn around and leave immediately!

"Actually, it's nothing. I'm not interested in banks. I just want to disperse my wealth, put my eggs in 100 baskets, and leave an extra insurance for my children in the future. Of course, if it's inconvenient for you, don't think about me at all. I just want to invest more." Wu Guangyao said casually.

He Shanheng quickly reacted, and immediately said: "Look at what you said, it is beneficial to us if you can invest. In this way, our paid-in capital of 3 million Hong Kong dollars this time, we will evenly give you 5% of the shares, what do you think? How about it?"

"Of course!" Wu Guangyao would say it without hesitation, no matter whether he met his psychological expectations or not.

For Hang Seng Bank, if Wu Guangyao wanted to acquire it, he had to wait for the 1965 bank run.

Moreover, it is necessary to establish a good relationship with He Shanheng and the others, otherwise others would rather rely on HSBC than themselves.

This is a long-term plan, and Wu Guangyao has just planted a nail now.

If in 1965, he could not provide hundreds of millions of pounds of wealth and promised to support Hang Seng Bank indefinitely, Hang Seng Bank would also fall to HSBC.

At that time, I had an airline company, so I went directly to London to pull back British pound notes, put them in the lobby of Hang Seng Bank, and announced to the people of Hong Kong Island that it was the God of Wealth who bought Hang Seng. Don’t you feel relieved?

Or put hundreds of millions of gold at the door, is there anyone who is not at ease?

The reason why the people of Hong Kong Island trust HSBC is, to put it bluntly, because of the strength of HSBC!

In the several bank runs on Hong Kong Island, the unlucky ones were all Chinese-funded banks. To put it bluntly, they have low strength and low reputation, and the people don't believe you!

During the run, some people questioned the executives of Hang Seng Bank: "Aren't you ashamed to use depositors' money to build buildings?"

What about HSBC Bank, isn't the HSBC Building built with the depositor's money? That's what Hang Seng executives think.

To put it bluntly, it is because the strength is not enough, and the people are bewitched by others, that the Chinese-funded banks have collapsed batch after batch!

Wu Guangyao believes that 12 years later, his strength may not be much worse than HSBC.

Even if it is only 70% of HSBC's strength, it is enough to walk sideways on Hong Kong Island!

 …

On May 15, Wu Guangyao came to London again.

Kaila took her son and assistants to the airport to welcome Wu Guangyao;

The moment he saw Wu Guangyao, he rushed over and threw himself into Wu Guangyao's arms.

It provoked a murderous look from all around, and the beautiful woman in London pounced on an Asian man, it was a shame and a shame!

The moment Kaila threw herself into his arms, Wu Guangyao also saw the baby in the hands of Kaila's assistant. Needless to say, it must be his son.

"Leave the airport quickly, there are too many people who are hostile to me!" Wu Guangyao whispered in Kaila's ear.

When Keira heard this, she looked up and looked around, and it was true;

With a sweet smile, he captivated a group of men, and then quickly left the airport, holding Wu Guangyao's arm.

In the back row of the car, Wu Guangyao hugged his mixed-race son, his eyes were full of joy and doting!

"This kid was born at the wrong time, and he suffered a lot. He went to work with his mother just a few days after he was born!" Wu Guangyao said with a heartache.

After Wu Guangyao's second son, Wu Xianlei, was born, Wu Guangyao considered a question, that is, what would the child eat if Kaila was going to work?

Finally decided to rent a house near the company, equipped with a nanny and a confinement woman, so Kayla can feed her at any time before returning to the company.

"That's right, my mother took good care of me. I have to feed him several times a day at work, but I didn't treat your son badly!" Keira argued.

In fact, there will always be times when it is too late, and you can only eat milk powder!

"Going to the supermarket?" Kayla asked.

Looking at the time, Wu Guangyao decided to wrong his son and go to the Metro supermarket by himself.

After half a year of preparation, the Metro supermarket officially opened in three days.

Because of the large scale at the beginning, and the supply chain system of the warehouse, all these require a long period of preparation.

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