I Want To Be a Rich Man on Hong Kong Island

After the liberation of Guangdong Province, the mainland did not take the next step, but the knife hanging in the Hong Kong government still exists.

This 'Hong Kong Island crisis' will last for nearly a year. With the outbreak of the Korean War and the mainland's participation in the war, this crisis will dissipate.

Because at that time, everyone would think that the mainland was involved in a major war and had no time to take care of the small Hong Kong Island, so real estate would naturally start to heat up.

It can be said that the period from 1951 to 1958 belonged to the first golden period of real estate on Hong Kong Island.

The influx of funds from the mainland and the large number of people in need of housing, driven by the policies of the Hong Kong government and driven by interests, have created a wave of construction boom.

It was not until 1958 that the supply of real estate on Hong Kong Island exceeded demand, and it fell by 70%.

There will also be bank runs, June 7th strikes, and the oil crisis, all of which will cause housing prices and land to plummet.

These are opportunities for Wu Guangyao!

It is because of this vision that the four major families of the later generations have become among the ranks of the super rich.

After half a month of preparation, Cheung Kong finally got all the staff and formed a real estate company with more than a dozen employees.

Among them, the three most important to me are Shi Jun, Li Xing, and Xiu Yanbing.

The division of labor among the three is different: Shi Jun is responsible for finding land as a reserve, making external contacts and socializing, and establishing good interpersonal relationships in all aspects;

Li Xing is responsible for the design and construction of the building, controlling the quality and cost of the real estate, and liaising with Hong Kong Island First Construction, all aspects of the construction.

Xiu Yanbing is in charge of administrative management, and in the later stage, external sales.

Wu Guangyao placed great hopes on the three of them, hoping that they would assist him and become real estate tycoons like the "Three Musketeers" (Guo Desheng, Li Zhaoji, Feng Jingxi) of later generations.

There is no doubt about the talents of the three of them, relying on Wu Guangyao's fame, they naturally planted the plane tree and attracted the golden phoenix.

Besides, every time Wu Guangyao recruited generals, he would publicize them on Hong Kong Island so that everyone would know about them.

Therefore, it is natural to be able to truly recruit talents!

 …

Wu Guangyao recruited aggressively,

Naturally, it also attracted the attention of Hong Kong Islanders.

Many people wondered why Wu Guangyao established a real estate company at this time.

Gao Sheng teahouse, Wu Guangyao was invited.

Walk in and take a look, He Xian, Ho Hongshen, Zheng Yutong, He Shanheng, Li Zhaoji, Zhong Ziguang and others are all here.

Wu Guangyao was taken aback. Is this something important to discuss?

"Brothers, where is this song coming from today? Do you think that I am a person from Zhejiang Province, alone and lonely, and you people from Guangdong Province are going to join forces to bully me?" Wu Guangyao rarely said what a 20-year-old young man should say.

A few people were taken aback, and they cried out in their hearts that they were wronged!

This group of people combined, is not as rich and powerful as you alone.

"Don't dare, Boss Wu is so majestic that he killed the head of the old British-funded foreign firm and fled. What are we small businessmen!" He Xian joked.

Among these people, Wu Guangyao and He Xian have the closest relationship.

When Wu Guangyao approached him back then, he negotiated a million-dollar deal with just a few words.

At that time, there was no flaw in Wu Guangyao's words, and he had the sign of Lao Fengxiang, so he couldn't be a liar;

Besides, money is settled in Macau, He Xian thinks that no one dares to lie to him in Macau.

"Haha, Brother He really has great eyes and ears, and every move on Hong Kong Island cannot escape your discernment!"

Embarrassed by He Xian, it is basically a secret that George Madden left Hong Kong Island before the trial; only those who are interested can discover the clues.

It seems that He Xian's intelligence team is not only in Macau, but also in Hong Kong Island!

"Okay, you two should stop complimenting each other, we're all ashamed to hear that!" He Shanheng said with a smile.

There is such a situation in Hong Kong Island at this time, that is, in these teahouses and wine shops, businessmen from all over the world and all walks of life often gather.

Everyone chats about facts and situations, and people who don't know each other can chat together and become good friends.

Li Zhaoji, Feng Jingxi, and Guo Desheng, who are commonly known as the "Three Musketeers", got acquainted in this way.

Sun Hung Kai Real Estate was also born in such an environment.

After ordering some snacks, Wu Guangyao began to eat.

"Guangyao, I heard that you plan to enter the real estate industry?" He Xian asked again.

"Not planning, but the company has been registered, and the recruitment has been completed."

"However, people in Hong Kong Island are panicking now, and they are all worried about calls from there. It is too risky to enter the real estate industry at this time! Besides, the real estate industry on Hong Kong Island has always been monopolized by British consortiums, and it is difficult for the Chinese to get a share. The water is so deep!"

Wu Guangyao almost spit out the snacks, but he choked himself!

Everyone saw that Wu Guangyao almost choked when he heard He Xian's words. He obviously felt that this was a kind of contempt for He Xian's words.

Seeing everyone's expressions, Wu Guangyao knew that everyone had misunderstood.

I just feel that He Xian's sentences are too deep!

"Don't get me wrong, don't get me wrong, I just remembered something!" Wu Guangyao hurriedly explained, he couldn't do without an explanation, he couldn't make people think that he looked down on his former partners because he was rich now.

"Brothers, I generally don't analyze this kind of commercial secrets for others. But since we are all friends, let me say a few words. The so-called people abandon me and others take me and I. It is because of the cheap land that I entered the real estate industry Industry. Although land prices on Hong Kong Island are low at this time, house prices are high. Brother Zheng, you should have a deep understanding, right?"

Zheng Yutong nodded, and then said: "My father-in-law's family wants to come to Hong Kong Island to live, good guy, the rent for a 1,200-square-foot house is only 500 Hong Kong dollars, but there is also a top-up fee of 20,000 Hong Kong dollars. This was a few years ago , You can buy a house for the top-hand fee.”

Everyone nodded, the general environment is like this!

Wu Guangyao continued: "The reason why housing prices are so high is not because of the relationship between supply and demand. Millions of people have come to the mainland this time, and there are many who can afford houses. There is no need to worry about not being able to buy houses when developing real estate. The housing prices are high. Land is cheap, that’s why I got into real estate.”

"The reason why the land price is so cheap is naturally that they are afraid that there will be a call from there, and everyone is afraid that the investment will be in vain. However, I dare to take a gamble, and the British capital does not dare to gamble."

Wu Guangyao's words made everyone at the table ponder.

Indeed, regardless of the future of Hong Kong Island, it is really suitable to do real estate now!

But how many people dare to bet?

How many people have the capital to enter this industry?

With millions of dollars in this business, it can only be regarded as a small business!

"Big brothers, if you called me today, do you have any ideas?" Wu Guangyao saw the unpredictable changes on everyone's faces.

However, Wu Guangyao speculates that people like Li Zhaoji and Zheng Yutong are not qualified to enter real estate because they cannot afford hundreds of thousands of capital to invest in shares.

It is almost impossible for people like He Shanheng and He Tian, ​​because they may have to consider going to Europe and the United States to investigate banks and prepare for the establishment of Hang Seng Bank in the future.

The only ones who are capable are He Xian, He Hongshen, and Zhong Ziguang.

Sure enough, Zhong Ziguang took the lead and said: "Guangyao, to tell you the truth, we people have always been optimistic about you, thinking that your business is to make a steady profit without losing money. So, can we take a stake in your real estate business? Of course, if it's inconvenient for you , as if we didn’t ask.”

Wu Guangyao smiled, and said heartily: "The real estate business can't be done by one person. Brothers are willing to buy shares. It's all easy to talk about. Everyone will distribute the shares according to the proportion of capital contribution. It's fair and just!"

Wu Guangyao wasn't afraid that they would invest too much, would he be able to outdo him?

Sure enough, Zhong Ziguang contributed 300,000, He Xian also contributed 300,000, and He Hongshen contributed 200,000.

To be honest, Wu Guangyao didn't pay attention to hundreds of thousands of Hong Kong dollars, but there is obviously an advantage to doing business in this joint venture, and that is the network.

The three contributed a total of 800,000 yuan, plus 500,000 yuan from his father-in-law. In the end, Wu Guangyao raised his own capital to 1.7 million yuan.

In this way, Cheung Kong will have 3 million Hong Kong dollars in funds, which is enough to store a large piece of land!

Huo Yingdong entered real estate in 1954 with a capital of only one or two million yuan, but he leveraged a lot of funds.

For the 3 million Hong Kong dollars, Wu Guangyao planned to reserve land, and most of the land would take 1954 to prepare for the development of high-rise buildings.

The Hong Kong government abolished the 5-storey height restriction in 1955, so it is entirely possible to prepare the equipment and materials for repairing high-rise buildings and lay a good foundation in advance.

Orally agreed on the investment ratio and shareholding ratio, Zheng Yutong and Li Zhaoji cast envious eyes.

After talking about this, Wu Guangyao said to He Shanheng: "Brother Shanheng, have you been thinking about turning Hang Seng Bank into a bank recently?

He Shanheng was taken aback for a moment, how did Wu Guangyao know about it? It was only after knowing this idea that everyone started to germinate.

"Guangyao, how do you know this? Yes, we are planning to develop into a bank, but this will not be completed overnight, so we plan to go to Europe and the United States to investigate first, and then establish our own company systems and regulations. After such a process, there is no In two or three years, the banking industry will not be formally developed." He Shanheng couldn't understand Wu Guangyao more and more, could it be that all the things going up and down on Hong Kong Island can't be hidden from him?

"I guess, after the founding of Huaxia, Europe and the United States immediately implemented a blockade, and your bank's business in the mainland may be seriously affected. In addition, Hong Kong Island is waiting for prosperity, and it is the time when Chinese-funded banks are needed. Do you want to consider development? To become a bank, isn't it lagging behind others!" Wu Guangyao said.

Wu Guangyao was thinking in his heart that when the Korean War broke out, the United States would blockade the mainland more severely, and then all of Hang Seng's mainland business would be suspended.

When I mentioned this myself, I naturally wanted to buy a share of Hang Seng Bank first;

In 1965, it took full control of Hang Seng Bank and laid a solid foundation.

Now that I know about Hang Seng Bank, it will be controlled by HSBC when a bank run happened on Hong Kong Island in 1965.

Naturally, Wu Guangyao would not consider the development of the bank before 1965.

At that time, it will be much better to control Hang Seng Bank by yourself than HSBC.

"It turns out that you also figured it out. I really thought you would be clever!" He Shanheng said jokingly.

Wu Guangyao also pretended to be joking and said: "If you set up a bank, I hope Brother Shanheng will consider me. I don't think too little of 10% of the shares, and I don't think too much of 30% of the shares!"

He Shanheng was taken aback. Although Wu Guangyao said it jokingly, he seemed to be serious no matter what!

"I will consider you at that time, but don't think about 30% of the shares. Our founders don't even have so many shares!"

Wu Guangyao laughed and said, "I don't care, as long as I have shares in your bank, I'm in the business of long-term investment."

Wu Guangyao did not intend to give advice and suggestions to Hang Seng Bank in 1965, which would only change history.

In 1965, when I acquired Hang Seng Bank, I had a lot of strategies to let Hang Seng Bank surpass Standard Chartered, which was beneficial, even HSBC Bank could surpass it before the new century.

The main income of a bank is nothing more than a loan; the main loss is also a loan.

I just know that I should give a loan to that industry, and I should give a loan to that rich man......