Uchiha Shingen mainly looked at the front.

Instead, Kumogakure's side skipped the front part, focusing on the back part.

Don’t read too fast. You won’t know what you are looking at if you do it too fast.

In the large conference room, it was quiet, and the only sound could be heard as everyone turned over the agreement.

Occasionally there is the sound of tea.

After a long time, the non-main players all raised their heads one after another, leaving only a group of main players still watching.

Uchiha Shingen asked himself that he was not the main player, he had finished watching it long ago.

Namikaze Minato and others also felt that they were not the main players, so they finished reading faster.

Still watching intently, soon, only a few high-level members of Kumogakure led by Tudai were left.

From time to time, they would discuss it in a low voice.

Finally, even they finished watching it.

"We've finished reading." Tutai closed the agreement, feeling physically and mentally exhausted.

"Do you have any questions?" Namikaze Minato asked.

That was all he planned to say.

After saying that, he patted Uchiha Shingen and then leaned back tactically.

Uchiha Shingen felt that if Haifeng Shuimen could be so good at tactical back-up in his daily work, he would not work overtime every day.

"Why are so many banks joining in?" Tudai said, "The agreement should only be a matter between Konoha and Kumogakure. Kumoye Village can compensate Konoha, but there is no reason to pay the banks."

"You misunderstood, let me explain it to you." Uchiha Shingen reluctantly continued, "Considering the payment pressure of Yunyin Village, and also to reflect that the relationship between the two parties is based on peace, we are not willing to Because the compensation affects the normal development of Yunyin Village, the bank is asked to advance most of the compensation to Yunyin Village, and Yunyin Village pays the remaining part to the bank, so this agreement is multi-party."

"What's the group fee?"

"After all, they are banks from different countries. It costs money to organize them, but the group organization fee is not a one-time charge and can be shared evenly every year."

Tutai's face looked better, but only slightly.

"Then wouldn't it be okay to let the bank from the Kingdom of Thunder join?"

"The association has no cooperative relationship with the bank in the Country of Thunder."

"Then we, Yunyin Village, will be the guarantee, and we will pay the remaining four billion ourselves."

"That's even worse. You are debtors. How can any debtor provide guarantee for you?"

"The Kingdom of Thunder is a great country."

"The Kingdom of Earth, the Kingdom of Fire, and the Kingdom of Water are all big countries. Master Tutai, this is the rule. Don't question this."

Tutai felt very careless.

He had thought that Konoha would ask Kumogakure to pay in installments.

But he really didn't expect that there would be a final design.

A full four billion taels.

If something goes wrong, Kumogakure will have to use the power of one village to deal with the power of Konoha, Iwagakure and Kirigakure at the same time. Oh no, there are also three Damingfu.

The three ninja villages didn't pay a single coin, and all the money came from the nobles.

In order to collect debts, the nobles of the three countries will definitely entrust the three ninja villages in their respective countries to cause trouble.

Konoha White Ghost's abacus was really good, if Kumogakure really fell down, Konoha would be full!

“Is the interest rate too high, and can’t it be fixed?”

"We all use floating loan interest rates. Of course, Yunyin Village can choose the floating time, but it must float once every natural year."

"You...have pushed too hard."

"No." Uchiha Shingen took out a booklet like magic.

At first glance, it is newly printed.

"This is the flow we predicted based on the size of the Yun Ninja Army and the level of activity on the mainland. Of course, Daming Mansion is also very concerned about the peace between the two countries. Out of personal relations, they pay Lei Daming Mansion every year to Yun There is also a rough estimate of the cost of the Hidden Village.”

Uchiha Shingen placed the booklet on the table and pushed it towards the earth platform.

"So according to this plan, you are fully capable of solvency, and it will not affect the normal development of the village."

Tudai stretched out his hand to press the booklet, but did not look at it. Instead, he first looked at the head of the ANBU of Yunyin Village who came to negotiate with him.

Is this the Konoha ANBU rookie you are talking about?

But the Kumogakure Anbu chief was also confused.

Because what Uchiha Shingen said is true. According to this plan, Kumogakure Village can indeed afford it. Although it will have an impact on the village, it is far from that big.

Konoha's ANBU has been replaced?

"You'd better take a look first. These estimates are definitely not accurate enough, but the judgment on your ability to pay must be close." Uchiha Shingen said, "Sandaime-sama has already reduced the amount by 5 billion. Our sincerity is very high." Obviously, it’s time for Yunyin to show his sincerity.”

Chapter 33 No choice

Dodai did not continue the argument with Uchiha Shingen.

There is nothing wrong with Uchiha Shingen's words literally.

The key is……

Yunyin Village lost, and they lost miserably. They had never lost so miserably since the village was founded.

Uchiha Shingen gave him face as the acting Raikage and only talked about business rules, not ninja rules.

"I understand..." Tutai whispered, "Then I'll take a look."

He looked back at the document.

"Of course, this is your right." Uchiha Shingen was polite.

He was always polite when negotiating.

The only time he was not so polite was when he was negotiating with the Fourth Raikage.

After all, he didn't expect to be able to talk about it that time. The Fourth Raikage followed the policies of the Third Raikage and couldn't get rid of the old thinking.

This is the bad thing about the martial arts sect. They must create an image that is not afraid of fighting. The idol has a heavy baggage and it is not convenient to change the status.

There is a reason why among the five major ninja villages, only the fighting sect of Yunyin Village has become famous.

The ecology of other villages means that the martial arts faction is destined to be unable to take the leading role.

The Kumo ninjas lowered their heads again. Looking at these people racking their brains to find a breakthrough in the agreement, Konoha felt a wave of ill-will coming out of their hearts.

Konoha, the disgusting cloud has been hiding for a long time!

Uchiha Shingen didn't feel angry or anything like the others.

He uses his fists to vent his anger.

We are all military contractors, and in the final analysis it is not a matter of life and death.

To put it bluntly, organizations like Ninja Village have no sense of belonging to the country. In their eyes, the country and individuals are both customers and have the same nature.

It's like Konoha doesn't think anything of the Kaze Daimyo just because he fought with Sunagakure.

He only has more ideas about developing Feng Daming into his own high-quality customers.

Ninjas are not even interested in trying to dominate the world and dominate the world.

Uchiha Madara wants to fight against the ninja system for this reason. He is an old ninja and knows the nature of this group of people very well.

Uchiha Madara, who wants absolute peace, is the non-mainstream among ninjas in this world.

At the end of the Warring States Period, Senju Hashirama, who was like a saint, only wanted an orderly war and a subsistence allowance.

The Kunimura system cannot be imagined by anyone who is not a person who understands the nature of ninjas and is not purely idealistic.

Today's world is truly an era of ninjas.

The Warring States Period did not belong to ninjas, but to aristocrats. Ninjas were just swords.

In the Kunimura Era, the five major ninja villages were nominally the five masters, but in fact the five major shadows were the chess holders. Everyone worked for the five major ninja villages. Whether it was peace or war, everyone's efforts were directly Or indirectly delivering blood to the five major ninja villages.

Although the five major ninja villages are enemies of each other, they are in the same camp at the same time. This is the basis of the ninja alliance in the original time and space.

This is not a black and white environment like the Warring States Period, where the enemy and the enemy are clearly defined.

Tutai has raised his head again.

"Since the final payment is three years later, it can be paid directly to Konoha by our Cloud Hidden Village. Why is the interest calculated based on the total amount of seven billion?"

"Actually, we are considering this for Kumoyin Village." Uchiha Shingen was a little tired, knowing that the other party was going to ask this, "The last four billion, considering Kumoyin's payment pressure, will be three years after Kumoyin Village You know this before you pay."

Dodai nodded, he wanted to see what nonsense Uchiha Shingen could come up with this time.

"But will the four billion three years ago be the same as three years later?" Uchiha Shingen asked, "The final payment is three years late, which means that the operation of Konoha will also be affected, and many project plans will have to be adjusted. , and the currency itself has also depreciated, so for Konoha, we receive the full amount directly. You actually owe the bank seven billion, but the four billion is a separate fixed interest rate."

"But according to the current practice, we need to pay more than 400 million taels every year in interest alone! This is completely different from the interest rate."

"I'm afraid you misunderstood. What you are looking at is the annualized interest rate, and the interest accrual period is once every three months. In addition, this is a comprehensive interest rate. It is not only interest, but also group fees, and there are also restrictions on agent banks due to the implementation of The reasonable costs and losses incurred due to agency actions are all written down in the agreement, Mr. Tutai.”

"What's the loss?" Tutai couldn't control his expression, "How to judge whether it is reasonable or not?"

"This refers to possible losses. For example, if Yunyin Village is overdue due to some natural disaster or man-made disaster, the agency bank will of course suffer losses because it cannot pay other banks overdue, so Yunyin Village needs to pay a part of the deposit in advance. Yes, if there is no breach of contract after maturity, it will be refunded. However, I recommend not to breach the contract, because once there is a breach of contract, the margin is not enough to cover it. It only reduces the loss. The penalty interest is compound interest, and the interest rate must be based on the comprehensive interest rate. Double that."

"Can't we just pay the balance directly ourselves?"

"According to the current method, the final expenditure of Yunyin Village is 11.26 billion taels, but if you want to pay the balance directly to Konoha in three years, the loan interest rate of 3 billion will have to change. ”

"What's the interest rate?"

"The first option is based on the current annualized interest rate of 6%. If you use the second option, you have to double it. However, the annual payment pressure is indeed less. After all, the principal is not that much, but the last four With a balance of one billion yuan, the pressure will be greater, and the compensation must be paid in one lump sum at a fixed interest rate of 6%. In this way, the total amount you actually paid will be 60 million taels more."

Seeing that Dodai seemed to be really losing control, Uchiha Shingen explained a little more.

"This is already the lowest expected value. We have indeed made the biggest concession. If you don't believe it, I would suggest that Lord Hokage agree to let Kumogakure send a special investigation team to investigate the funds currently in the Fire Country market. The cost, but it needs to be supervised by Konoha to ensure that you do not conduct unrelated espionage."

Tutai spent a lot of effort to control his emotions.

He did not say that an investigative team would be sent out.

Because he knew that Uchiha Shingen would not deceive him on this matter.

No need.

Even saying that I paid it all in one go is an outrage.

Three billion, Yunyin Village can get it, but four billion, it really can't get it. If it does, the village will rebel.

Uchiha Shingen really understood Kumogakure Village thoroughly.

It's said to be a choice, but in fact there is no choice at all.

"Sir Shingen, when did you start collecting this information?" Dodai picked up the booklet.

He glanced at it and then looked away.

shocking.

"In fact, it's not difficult." Uchiha Shingen said, "But I can't reveal the secrets involving business partners." At this time, except for him and Dodai, no one else in the conference room said a word.

Mainly they were all shocked.

Everyone can see that the balance of 4 billion is definitely not set casually, it is set based on the limit of Yunyin Village.

Especially the five people in Konoha. They really didn't know that Uchiha Shingen had created such a book. This was definitely not done by working overtime. No one watched him do it.

They were particularly curious about how Uchiha Shingen knew so clearly how much money was in the Kumogakure village treasury!

Why don't you introduce such an awesome business partner to them?

Chapter 34: Whether it’s reliable or not depends on your preparation.

Negotiation, of course, cannot be accomplished in one go.

As the saying goes, I think I can still be rescued.

Konoha and Kumogakure were no exception, although Uchiha Shingen was the only one holding down Kumogakure the whole time.

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