I Am a Nobleman in England

In different periods of history, human beings were obsessed with gold, whether it was for it, killing the natives of South America in the Middle Ages, or flocking to San Francisco for it.

In the long-term civilization, human beings have discovered that gold is stable in nature, will not change due to temperature and chemical reactions, and is soft and easy to cut. These characteristics make it a currency.

Another reason is that from ancient times to the present, when wars or natural disasters occur, gold can be circulated and used to exchange for local currency. Gold to increase a sense of solidity in life.

More importantly, in today's period, when the world is under the shadow of financial turmoil, gold is not only an investment, but also a tool to fight against improper management of the economic and financial system.

After many days of study and many financial books, Arthur has a simple but clear understanding of financial knowledge and the financial world.

As written in a financial book I saw, the reason why governments dislike gold is that it exposes the valueless nature of paper money.

Eventually the world will find out that everything in the past is an illusion, and paper money and digital currency have value. The banks and the government make people believe that real wealth is created, but it's a big lie.

Because it is precisely because when the gold standard was abolished that the banks became more and more unscrupulous, printing paper money and issuing debt in large quantities. The explosion of debt and risk has caused the financial system to completely collapse, but the remedial measures of banks in various countries are only delaying the outbreak of a huge Ponzi scheme.

These knowledge and insights made Arthur more favor and trust in gold, and made his decision to invest in gold more firm.

When Arthur came to Santander Bank again with certificates of ownership of 57,900 ounces of gold, the credit manager of Santander Bank looked at the certificates in his hand and was completely stunned.

It's not that the credit manager has never seen the world, money or so much gold, but was shocked by Arthur's operation.

Originally thought that the young earl mortgaged the manor to start a company, but he didn't expect the other party to buy all the gold. How many days have passed? He is simply a lunatic. Isn't he afraid of losing all his mortgages if his investment fails?

What made people feel even more speechless was that the other party took the gold he had just bought and used it as a mortgage again. This kind of behavior was undoubtedly committing suicide. Could it be that he was so sure that gold investment would definitely make money?

"Dear Your Excellency, are you sure you want to use gold as collateral for another loan?" Although the credit manager of Santander Bank had already regarded Arthur Boleyn, a lucky guy who inherited the title of earl and a large inheritance, as a A dead second generation,

But his professionalism still kept him polite, and he opened his mouth to confirm.

Arthur was also sensitive to the fleeting contempt and sarcasm in the other party's eyes, but he didn't get angry because of it, he just sneered in his heart,

Before everyone succeeds, there will be a night without stars.

Before everyone succeeds, there will be a period of criticism. Countless people will hit you mercilessly and try to steal your dreams so that you can be like him. What you have to do is to believe in yourself, affirm yourself, and encourage yourself.

When you succeed, you will find how ridiculous and pathetic these people are. At the same time, these criticisms and blows will also make your success more dazzling!

Therefore, life is like this, either work hard or do nothing. There is no other choice.

madman?

Maybe, but how could Arthur care about other people's opinions, because some things are not acceptable to ordinary people, so people call him crazy, but if you are not "crazy", you will not succeed!

As someone said, "When someone says you're 'crazy', you're successful!"

"That's right, I want to use this gold as a mortgage, does your bank have this business?" Arthur said, leaning back in his chair, looking at the other party indifferently.

"Of course, but according to our bank's gold pledge loan regulations, we can only give you a loan at 90% of the market price of gold, but the pledge rate can reach 80%. Since you are a high-quality customer of our bank, the interest rate will I will give you the same 1.65%, do you feel satisfied?"

Naturally, the credit manager of Santander Bank would not push this kind of good business out, and get it with interest. Even if the other party fails to repay the loan overdue, wouldn't there be gold and manor?

Therefore, this is definitely a good business. Regardless of whether Arthur Boleyn’s investment succeeds or fails, the bank will not lose money. Even if gold plummets, there will be manors at the bottom, unless Arthur Boleyn decides not to want anything else, otherwise, He will find a way to pay off the debt.

"There is no problem with the loan and the loan interest rate at 90% of the market price of gold, but I hope the pledge rate is 90%. If it is possible, we can sign the agreement now. If not, then I can only choose another bank .”

The expression on Arthur's face was still very indifferent, and he said in a flat tone, with an attitude of not being able to do it, and we will see you later.

"That's it..." The credit manager frowned slightly, but he couldn't make a decision by himself, and immediately smiled: "Sorry, my lord, I'm sorry, I need to ask my boss, but please rest assured, you are our It should not be a big problem for high-quality customers.”

"I have nothing to worry about. Please—"

Arthur smiled indifferently, stretched out his hand to signal, and asked the other party to do whatever he wanted.

Glancing at the financial advisor Robert Lang and lawyer James beside him, Arthur has completely looked down on Robert Lang. Consultant, as the name suggests, means to help you answer your questions, and generally refers to the cognition of something People who have reached the level of experts can provide consulting services, and the opinions provided by consultants are independent and neutral.

Now the role played by Robert as a consultant is not even as good as that of Smith Jama. He just knows that it is useful to serve him. Ask him to come up with an investment planning blueprint, all of which are stable income projects of various insurance funds and bonds. The risk is reduced, but, likewise, there is no way to earn big money.

What is this kind of consultant doing around?

He couldn't keep up with his pace at all, and even when he bought gold by himself, he was worried about this kind of leveraged loan method, which magnified the risk infinitely, and might lead to failure.

Arthur knew that Robert had different opinions about his crazy investment in gold, and he might even think in his heart that he was crazy.

Well, as a financial advisor that the Boleyn family has always trusted, Arthur will not fire Robert Lang, but he will definitely not let him stay by his side to help him manage his wealth. A financial advisor is more suitable for him.

You must know that Robert Lang is still very sensitive to numbers. There is nothing to say about math calculations. This is an excellent specialty in the UK. After all, the whole world knows that the British do not know how to calculate accounts. Only Americans are bad at mathematics You can compete with one of them!

Can you imagine that the minister in charge of the country's finances has struggled with the answer of multiplying 7 by 8 for a long time? Walking casually on the streets of London, you can find a truckload of mathematical scum. You can often see discounts that make people look confused. . .

'One is 30 cents, two discounted price is 80 cents' 'The original price is 8 pounds, the current price is 7.5 pounds, save 1 pound! '

Because of this kind of math scumbags who don't know how to calculate accounts, the UK loses about 20 billion pounds a year, accounting for 1.3% of GDP.

Well, his thoughts drifted a little far away, Arthur came back to his senses, and saw the credit manager of Santander Bank, who had gone and returned, sitting on the opposite chair with a professional smile on his face.

"Sorry, Your Excellency, for keeping you waiting. However, I have brought back good news. Our bank agrees to the loan terms you proposed. In this way, we..."

As the other party spoke, he took the electronic calculator on the side table and began to calculate.

"57.09 million... multiplied by 0.9... and then multiplied by 0.9... so that is $46.2429 million... By the way, do you want pounds or dollars?"

"U.S. dollar." Arthur said lightly.