American Fortune Life

This is a deal worth a lifetime of waiting for.

Andy agrees very much with this sentence. He stares at the picture in his hand. He believes that there are a large number of professional researchers on Wall Street, and even in the United States, who will draw and stare at such a trend chart. Sufficient data were given in 2000, and a clear warning was given to the jump in housing prices after 2000.

Unfortunately, most people succumb to the trend and lose their common sense.

Even Bernanke, chairman of the Federal Reserve, directly stated in a recent public event: "We have never experienced a nationwide decline in house prices!"

You must know that Bernanke is an expert in the study of the Great Depression. He is in a high position and should be in the position of the highest macro-manager. , The understanding is still not enough, and finally there is a misjudgment.

The same form is invaluable in the hands of those who know it, but worthless in the hands of those who don't.

Andy has never relaxed his study of financial knowledge. He requires himself not to be an expert, but he must cover a wide range of fields, be able to understand all financial statements, financial charts, and have a systematic understanding of all financial terms. The rest of the work is naturally done by his brain trust.

This chart, based on his hypothesis, is the result of basic research by think tank analysts day and night on academics, government documents and market data, clearly reflecting the distortion of the US real estate market .

Andy sat alone at the desk, frowning, took out a cigar from the beautiful wooden box on the table, slowly started toasting it, then lit it, took a puff, half an hour before the meeting, To be honest, his mind is not that calm. Although he is a time traveler with eyes to see through the future, and he has also confirmed the irreversibility of the subprime mortgage crisis in this world, but this is more desperate and invests all his wealth. A bet, this is not hundreds of thousands or millions of funds, but hundreds of millions of dollars in chips, only if you can be calm and ignore it.

In his previous life, he had to take out a loan even to buy a house, but now he has to gamble hundreds of millions, even if the success rate is extremely high, it will be a kind of torment until the pocket is settled. This is not the fund on Wall Street. The company is playing with other people's money, and every cent and dollar put into the market is his hard-earned money.

Maintain a heart of awe and vigilance. Andy never thinks that being a time traveler is so awesome. He can rely on foresight to succeed most people, but he is not a god, and he cannot crush everything after all.

Shorting is a very dangerous thing. On the death list of short selling, there has never been a lack of successful big shots, adventurers eager for success, and pioneers who fell before the dawn. Andy must assess his confidence, because this time there is a long waiting period for the bet, 6 months of suffering.

This is not a novel, you can write it down in one stroke, what happens in the blink of an eye, life is going to be lived day by day.

drop. . .

"Boss, it's meeting time..."

"Well, I see!"

Andy turned off the answering machine, extinguished the cigar, took off the suit from the hanger and put it on, came to the hood mirror, tugged at the placket, straightened his body slightly, raised the corners of his mouth, and showed a confident and sunny smile on his face. He is the decision-maker and the investor, but it is his subordinates who are really leading the charge. He can decide the goal dictatorially, but he also needs his subordinates to know his intentions and understand the goals he wants to achieve. Every link cannot Something went wrong.

Pushing open the door and walking out of the office, she turned her head and glanced at the little secretary with glasses who had already removed her heavy makeup. The exaggerated texture of the dead fly is much more pleasing to the eye.

Tori cautiously raised his head and took a sneak peek,

Just in time to meet Andy's scrutinizing eyes, she lowered her head with a blushing pretty face.

"Now this makeup looks good..."

After Andy finished speaking lightly, he walked towards the meeting room. Looking at the back of him leaving, the little secretary breathed a sigh of relief, stretched out her small hand and patted her small towering chest. It seemed that her job could be kept, and it should be no problem to become a regular.

Pushing open the door of the conference room, everyone stood up from their seats and greeted in a mess, Andy smiled and nodded, walked to the head of the oval conference table, and said: "Sit down! "

Seeing that everyone was sitting comfortably, Andy raised his chin slightly. Joseph, who was standing at the door, nodded silently, closed the door from the outside, and sat with Kenny on the lounge chair next to the door of the meeting room.

"Before the meeting starts, please sign an agreement, Tom." Andy cast his eyes on Tom, the chief lawyer of the think tank, who nodded, took out a stack of documents from the document bag, and handed it to himself Assistant, let him distribute it.

Bardstone looked at the non-disclosure agreement in his hand and frowned slightly, but without hesitation, he picked up a brush and signed his name.

Andy kept a faint smile on his face, watching everyone sign their names. After Tom's assistant took back the agreement, Tom checked and nodded at Andy's gaze to make sure there was no problem.

"Hey, some of you will be very curious about why you signed a non-disclosure agreement. Of course, some people have already signed it and participated in the preliminary work of the whole thing. Next, we will discuss the investment plan for the next two years , this plan is very... How should I put it, um, it will be crazy! Don’t be surprised for a while, then, Al, I will leave it to you."

Andy coughed lightly, attracting everyone's attention, explained with a serious expression, and then nodded to Alvetrie.

"Okay, boss." As he said, Al stood up from his seat, came to the projection screen, and gestured to a person sitting in the corner. In the conference room with the curtains closed, the lights were turned off. , even darker, leaving only the light of the projection screen.

"After the boss formed the think tank, the boss put forward a crazy point of view to me. The reason why I say crazy is based on my thoughts at the time, because this point of view is that the US real estate market is collapsing!"

As soon as Al's words fell, the faces of the participating managers of Liberty City Company could not help but change drastically. Bardstone's face sank like water. He knew about this matter. After all, Andy first raised this point with him, but he was I also did some surveys, but I was not so pessimistic. I thought that the real estate market might fall in the short term, but I didn’t believe it when it came to a collapse.

The participants are all financial experts, and they are well aware of the dangers of this view. Of course, it is not new to speak ill of American real estate. Some people have been speaking badly in 2005, and various alarmist views appear from time to time. Especially in September last year, several people on Wall Street sold insurance bonds for the bursting of the real estate bubble here, especially the little-known fund manager Michael Bree, who went around fooling customers, raising funds, and betting against Deutsche Bank. Invented a new financial derivative, which became the object of ridicule on Wall Street for a while.

The reason why I say dangerous is because my boss seems to believe in this statement. Today's meeting that needs to sign a non-disclosure agreement seems to start around the real estate crash.

After everyone calmed down, Al continued: "Based on the boss's point of view, my team and I sorted out the detailed information from 1975 to 2000, and finally came up with this real estate trend map. Please take a look, The blue line is not excluding inflation, and the red line is excluding inflation. The trend is very obvious. The bubble in the real estate market is indeed very large. The recent decline also indicates signs of the bubble bursting..."

"This is impossible! All the rating agencies have not downgraded the ratings of the two major real estate companies. The real estate stocks in my hands have risen slightly despite the market's slight decline. Federal Reserve Chairman Bernanke has just confirmed..."

The person who spoke was one of the managers of Liberty City Investment Company, who was also promoted by Andy himself. He is very good at real estate stocks and has made a lot of money for the company before. He does not believe that the real estate bubble burst , but although he didn't believe it, his face became a little ugly and flustered, and he was still very worried that things would really happen.

Bardstone turned his head to look at him, frowned slightly and looked back at the young boss who had no expression on his face.

"Haimer, you know better than anyone else that real estate has a huge bubble. After all, you are an expert in this field. You just don't want to, or intentionally ignore the risk of the bubble bursting." Andy looked Staring sharply at Haimo who just refuted, he said in a calm tone.

"Boss, I..." Haimo's face was very ugly, and he wanted to explain something, but was interrupted by Andy waving his hand, and said in a cold tone: "At this time, Wall Street has been completely kidnapped by mortgage bonds. Under the background music of "housing prices will rise forever", common sense and risks are left behind, and making money is the kingly way. Is it strange that rating agencies lose their justice?"

Andy didn't deliberately target Haimo. After all, Haimo's views basically represent the views of the vast majority of Wall Street elites. In their eyes, they only want to make money quickly. As for the risks, let's wait until the crisis comes.

"Mortgage loan companies' excessive lending driven by the interests of the public, people's aggressive leverage, Wall Street investment banks' crazy packaging transactions, and rating agencies' opening and closing eyes, it is difficult for me not to believe that the bubble is about to burst. Be patient and listen to Al, because, this is very important, I need each of you to understand what this graph you are looking at again represents, this is a graph worth tens of billions of dollars!"